Andrew Rose, CFP®
Senior Vice President, Financial Advisor
Phone:
(914) 225-6737(914) 225-6737
Andrew M. Rose, CFP®
Senior Vice President,
Wealth Advisor
Direct:
(914) 225-6737(914) 225-6737
Toll-Free:
(888) 499-8544(888) 499-8544
My Mission Statement
Our team delivers deep credentials, vast resources, and a most customized service experience to help affluent families and privately held businesses address their comprehensive wealth management requirements
My Story
Andrew started his career in the financial service industry in 1993. During this time he has developed an extensive knowledge of financial markets, economic conditions and investment strategies. He has worked a combined 25 years with Morgan Stanley. Andrew’s areas of focus are in Risk Mitigation Strategy, Income Generation, Comprehensive Financial Planning and Retirement Planning for both the individual as well as the small to mid-size corporation. Andrew is a CERTIFIED FINANCIAL PLANNER™ practitioner.
Originally from Great Neck, Long Island, Andrew and his family have resided in Ridgefield, CT since 1999. Andrew most enjoys spending personal time with his wife Nicole, and two children Lauren and Noah. Additionally, Andrew has found it a privilege sharing spare time with extended family and friends “giving back” to the community in a number of educational and philanthropic ways including previously creating and hosting “My Financial Journal”, a local television show in Southern Westchester, New York.
Originally from Great Neck, Long Island, Andrew and his family have resided in Ridgefield, CT since 1999. Andrew most enjoys spending personal time with his wife Nicole, and two children Lauren and Noah. Additionally, Andrew has found it a privilege sharing spare time with extended family and friends “giving back” to the community in a number of educational and philanthropic ways including previously creating and hosting “My Financial Journal”, a local television show in Southern Westchester, New York.
Securities Agent: VA, PA, TX, NH, NC, MN, MA, ID, DE, CA, AZ, NY, NM, LA, FL, TN, UT, WI, VT, MI, NV, NJ, MD, IL, SC, OH, MO, OR, ME, KY, GA, CT, DC, CO, AL, WA; General Securities Principal; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278651
NMLS#: 1278651
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
OUR SUITE OF DIGITAL TOOLS
As a client of Morgan Stanley, you have access to a wide array of digital tools designed to enhance every aspect of your financial life. Here are a few of the technologies we offer to our clients.
Morgan Stanley Online
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money, to transferring funds and authorizing transactions with one click using eAuthorizations.
MSO
Total Wealth View
You and your Financial Advisor can now make more informed decisions with respect to your Morgan Stanley accounts by identifying opportunities and risks across your full financial picture. Add your external 401(k), checking/savings, brokerage accounts and more to Morgan Stanley Online to see all your finances in one place.
Click Here to Learn More
Goals Planning System
GPS helps clients define what they want out of life, and then creates a financial framework to bring these goals to life.
GPS Video
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online (MSO) may enroll in eDelivery.
eDeliveryUpcoming Firm Events
We hope you will join us for this upcoming event.
U.S. Policy Pulse: Trump 2.0 and the Markets
DATE: February 25, 2025 at 4:15 p.m. ETJoin Morgan Stanley Wealth Management Chief Investment Officer, Lisa Shalett, on Tuesday, February 25, for a conversation with Chief Economic Strategist and Global Head of Thematic and Macro Investing, Ellen Zentner, and Head of U.S. Public Policy, Monica Guerra, on the top policy and regulatory actions that could impact investors in the months ahead.
CRC4192005 02/2025
Online
OUR FIRM
Morgan Stanley serves many of the world’s most sophisticated investors, and our firm is one of the nation’s leading firms to help clients with their personal wealth. Dedicated to local and global communities since 1935, our firm was founded with a commitment to community as our guiding principle. And we’ve been making a difference ever since.
Our History
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Morgan Stanley Wealth management is one of the largest, most established wealth management businesses in the industry, with 15,900 Financial Advisors and over $3.99 trillion in client assets. Our Institutional Securities Group and Investment Management businesses expand our wealth management capabilities, delivering investment banking, capital markets, and institutional investing services to corporations, organizations and governments around the world.
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Explore our 1-minute investment insights videos in this ongoing series from our firm’s leading thinkers. Discover current investment trends and topics like green bonds, active investment, monetizing small businesses, cybercrime, and more.
Click Here to ViewLocation
2000 Westchester Ave 1nc
Purchase, NY 10577
US
Direct:
(914) 225-6737(914) 225-6737
Toll-Free:
(888) 499-8544(888) 499-8544
Fax:
(914) 225-6738(914) 225-6738
Meet My Team
Ira Kornblatt, CFP®
Senior Vice President, Financial Advisor
Phone:
(914) 225-5444(914) 225-5444
Vincent Tozzo
Assistant Vice President, Wealth Management Associate
Phone:
(914) 225-5112(914) 225-5112
John Michael Picciano
Registered Client Service Associate
Phone:
(914) 225-6751(914) 225-6751
About Andrew Rose
Andrew started his career in the financial service industry in 1993. During this time he has developed an extensive knowledge of financial markets, economic conditions and investment strategies. He has worked a combined 23 years with Morgan Stanley. Andrew’s areas of focus are in Risk Mitigation Strategy, Income Generation, Comprehensive Financial Planning and Retirement Planning for both the individual as well as the small to mid-size corporation. Andrew is a CERTIFIED FINANCIAL PLANNER™ practitioner.
Originally from Great Neck, Long Island, Andrew and his family have resided in Ridgefield, CT since 1999. Andrew most enjoys spending personal time with his wife Nicole, and two children Lauren and Noah. Additionally, Andrew has found it a privilege sharing spare time with extended family and friends “giving back” to the community in a number of educational and philanthropic ways including previously creating and hosting “My Financial Journal”, a local television show in Southern Westchester, New York.
Originally from Great Neck, Long Island, Andrew and his family have resided in Ridgefield, CT since 1999. Andrew most enjoys spending personal time with his wife Nicole, and two children Lauren and Noah. Additionally, Andrew has found it a privilege sharing spare time with extended family and friends “giving back” to the community in a number of educational and philanthropic ways including previously creating and hosting “My Financial Journal”, a local television show in Southern Westchester, New York.
Securities Agent: VA, PA, TX, NH, NC, MN, MA, ID, DE, CA, AZ, NY, NM, LA, FL, TN, UT, WI, VT, MI, NV, NJ, MD, IL, SC, OH, MO, OR, ME, KY, GA, CT, DC, CO, AL, WA; General Securities Principal; General Securities Representative; Investment Advisor Representative; Managed Futures
About Vincent Tozzo
Vince graduated from Lebanon Valley College (PA.), with a Bachelor of Science in Business Administration in 2007. He has worked in the financial services industry since 2007, when he became an Operations Associate at Smith Barney. Vince worked in operations at Smith Barney's White Plains, NY office, while also running day-to-day operations at their satellite office in Scarsdale, NY. He moved to the Smith Barney Mt. Kisco office in November 2008. He continued his work in operations until he was promoted to Branch Manager's Assistant in July 2012. In that position, he played an intricate role in leading the office through the Smith Barney/Morgan Stanley joint venture.
In April 2013, Vince joined Andrew as a Registered Client Service Associate. He recently achieved the Wealth Management Associate designation and brings 13+ years worth of knowledge and skills from operations and management. The skillset Vince brings to his role as a Wealth Management Associate enables him to offer a unique perspective to the client's Morgan Stanley experience.
Vince resides in Fairfield, CT with his wife, Kristen and his three children, Sienna, Dean, and Anthony.
In April 2013, Vince joined Andrew as a Registered Client Service Associate. He recently achieved the Wealth Management Associate designation and brings 13+ years worth of knowledge and skills from operations and management. The skillset Vince brings to his role as a Wealth Management Associate enables him to offer a unique perspective to the client's Morgan Stanley experience.
Vince resides in Fairfield, CT with his wife, Kristen and his three children, Sienna, Dean, and Anthony.
About John Michael Picciano
John Michael graduated from SUNY Oneonta, with a Bachelor of Science in Business Economics in 2019. Prior to joining Morgan Stanley as a Registered Client Service Associate, John Michael worked as a field execution representative for Liberty Coca Cola in Manhattan, NY, where he was responsible for assisting sales representatives in selling a range of branded beverages. In February 2021, John Michael reverted to his long-time interest in finance and devoted all his energy to completing the full battery of required regulatory examinations to afford him the opportunity to work for a world class wealth management firm. He now joins Morgan Stanley with the opportunity to incorporate his undeniable passion for financial planning, and helping his team ensure clients’ needs are met with great care and diligence.
John Michael currently lives in Hawthorne, NY. He immensely enjoys balancing his work life with a most regimented exercise program and is frequently found on the basketball court when time permits.
John Michael has obtained his SIE/Series 7, Series 63 and Series 66 licenses.
John Michael currently lives in Hawthorne, NY. He immensely enjoys balancing his work life with a most regimented exercise program and is frequently found on the basketball court when time permits.
John Michael has obtained his SIE/Series 7, Series 63 and Series 66 licenses.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Andrew M. Rose today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
