Andrew Gray
Senior Vice President,
Financial Advisor,
Workplace Advisor - Equity Compensation
Direct:
(312) 419-3303(312) 419-3303
My Story and Services
Andrew Gray is a First Vice President, Financial Advisor and Workplace Advisor – Equity Compensation with The Svigos Gray Wealth Management Group at Morgan Stanley in Chicago. Backed by a decade of industry experience and the power of Morgan Stanley, Andrew helps a wide range of clients – from corporate executives to business owners to families – achieve an even wider set of goals.
A graduate of Virginia Tech with a bachelor’s degree in Finance with a minor in Accounting, Andrew began his career as a Financial Analyst in the Finance Leadership Development Program at Siemens Industry. He went on to become a Foreign Exchange Trader with the Chicago-based global proprietary trading company Gelber Group, where he focused on emerging economy FX markets. In 2017, he joined Morgan Stanley as a financial advisor and co-founded The Svigos Gray Wealth Management Group with James Svigos. Andrew received Morgan Stanley’s “Pace Setters Club” Award 2019-2022.
His primary focus within the Svigos Gray team is to help clients step confidently into every stage of their retirement. To do that, he develops personalized financial plans that account for everything from tax mitigation and asset allocation, to education and estate planning. His goal is to leave no stone left unturned. That way, he can help his clients circumvent financial speedbumps down the road, and remain nimble to any unexpected challenges that may arise. With the unique insights he gleaned from his extensive capital markets experience, Andrew also co-manages the teams’ client portfolios.
Having lived all around the world – spending his formative years in Hong Kong – Andrew now calls Chicago home. He supports numerous non-profit organizations in the area including the Albany Park Community Center, Streetwise, Cara Collective, and Bear Necessities. A sports enthusiast who played varsity rugby at Virginia Tech, he tries to attend as many Chicago sports games as he can. He also enjoys traveling and exploring the city’s culinary scene.
A graduate of Virginia Tech with a bachelor’s degree in Finance with a minor in Accounting, Andrew began his career as a Financial Analyst in the Finance Leadership Development Program at Siemens Industry. He went on to become a Foreign Exchange Trader with the Chicago-based global proprietary trading company Gelber Group, where he focused on emerging economy FX markets. In 2017, he joined Morgan Stanley as a financial advisor and co-founded The Svigos Gray Wealth Management Group with James Svigos. Andrew received Morgan Stanley’s “Pace Setters Club” Award 2019-2022.
His primary focus within the Svigos Gray team is to help clients step confidently into every stage of their retirement. To do that, he develops personalized financial plans that account for everything from tax mitigation and asset allocation, to education and estate planning. His goal is to leave no stone left unturned. That way, he can help his clients circumvent financial speedbumps down the road, and remain nimble to any unexpected challenges that may arise. With the unique insights he gleaned from his extensive capital markets experience, Andrew also co-manages the teams’ client portfolios.
Having lived all around the world – spending his formative years in Hong Kong – Andrew now calls Chicago home. He supports numerous non-profit organizations in the area including the Albany Park Community Center, Streetwise, Cara Collective, and Bear Necessities. A sports enthusiast who played varsity rugby at Virginia Tech, he tries to attend as many Chicago sports games as he can. He also enjoys traveling and exploring the city’s culinary scene.
Securities Agent: PA, AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY, CA, LA; General Securities Representative; Investment Advisor Representative
NMLS#: 1879617
CA Insurance License #: 4102740
NMLS#: 1879617
CA Insurance License #: 4102740
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
233 S Wacker Dr
Ste 8600
Chicago, IL 60606
US
Direct:
(312) 419-3303(312) 419-3303
Wealth Management
Global Investment Office
Portfolio Insights
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Andrew Gray today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
