Nicolas Bas Silva
Financial Advisor
Phone:
(305) 714-7527(305) 714-7527
Andino Group at Morgan Stanley
Direct:
(305) 376-8500(305) 376-8500
Our Mission Statement
We are dedicated to understanding the unique needs of our international clients, crafting tailored wealth management strategies, and delivering exceptional service. Our goal is to instill confidence in our clients, assuring them that they are on the right path to achieving their financial objectives.
Our Story and Services
At Morgan Stanley, Nicolas Bas, Bryan Bourre, and Francesco Vento form a dynamic team dedicated to delivering exceptional financial guidance and strategic investment solutions. With diverse backgrounds and a shared commitment to excellence, they offer a personalized approach to wealth management that combines global insights with a deep understanding of their clients' needs.
Specializing in serving international clients, the team is well-versed in navigating the unique challenges that come with cross-border financial management. Their multilingual capabilities enable them to communicate effectively with a diverse clientele, ensuring that language is never a barrier to providing top-tier advice.
Nicolas and Bryan bring a wealth of experience and expertise to their advisory roles, crafting tailored strategies to help clients build, grow, and preserve their wealth. Their collaborative approach ensures that each client receives comprehensive and thoughtful financial guidance. Francesco, as the Client Service Associate, plays a crucial role in enhancing the client experience. His dedication to service and attention to detail ensure that clients receive the highest level of support and care.
Outside of their professional lives, the team shares a passion for sports, which enriches their camaraderie and teamwork. They also cherish family, fostering strong relationships with clients and each other through shared values and understanding. Together, Nicolas, Bryan, and Francesco are dedicated to providing a wealth management experience that is both intimate and world-class.
Specializing in serving international clients, the team is well-versed in navigating the unique challenges that come with cross-border financial management. Their multilingual capabilities enable them to communicate effectively with a diverse clientele, ensuring that language is never a barrier to providing top-tier advice.
Nicolas and Bryan bring a wealth of experience and expertise to their advisory roles, crafting tailored strategies to help clients build, grow, and preserve their wealth. Their collaborative approach ensures that each client receives comprehensive and thoughtful financial guidance. Francesco, as the Client Service Associate, plays a crucial role in enhancing the client experience. His dedication to service and attention to detail ensure that clients receive the highest level of support and care.
Outside of their professional lives, the team shares a passion for sports, which enriches their camaraderie and teamwork. They also cherish family, fostering strong relationships with clients and each other through shared values and understanding. Together, Nicolas, Bryan, and Francesco are dedicated to providing a wealth management experience that is both intimate and world-class.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working with Your Financial Advisor: A Six-Step Process
At Morgan Stanley, we believe that identifying financial solutions begins with a solid understanding of each clients situation, goals, objectives and risk tolerance. We follow a disciplined process that allow us to work with you to craft a solution that helps meet your individual needs. This process aligns our efforts with your interests, providing a road map focused on what is most important to you.
Introduction
We will begin our journey by getting to know each other. This initial meeting is an opportunity for us to establish a relationship and discuss how we can work together to achieve your financial goals. We will also outline the services we offer and how they can be tailored to meet your specific needs, ensuring a clear understanding of our collaborative approach.
Discovery Meeting
We will conduct a comprehensive discussion to explore your financial situation, goals, and priorities. This meeting allows us to gather the essential information needed to tailor a financial strategy that aligns with your objectives. We will delve into your current financial landscape, including assets, liabilities, income, and expenses, to ensure we have a complete picture of your financial health.
Financial Plan Presentation
We will present a customized financial plan based on the insights gathered during our discovery meeting. This plan will outline strategies and recommendations designed to help you reach your financial aspirations. We will explain the rationale behind each recommendation, ensuring you understand how each component contributes to your overall financial success.
Next Steps
After reviewing the financial plan, we will discuss and agree on the next steps. This includes prioritizing actions, setting timelines, and addressing any questions or concerns you may have. We will ensure that you are comfortable with the plan and that it reflects your personal values and long-term vision.
Implementation
With a clear plan in place, we will assist you in executing the agreed-upon strategies. This may involve setting up accounts, adjusting investments, or coordinating with other financial professionals as needed. Our team will provide guidance and support throughout the implementation process to ensure a smooth transition and effective execution of your plan.
Monitoring and Performance Tracking
We will conduct regular reviews and updates to ensure your financial plan remains aligned with your goals. We will monitor your progress, provide performance reports, and make necessary adjustments to your strategy in response to changes in your life or the market. Our ongoing commitment is to keep you informed and confident in your financial journey, adapting as needed to stay on track.
Part of a global financial legacy that dates back over 150 years, Morgan Stanley is one of the few truly global institutions with the scale, scope and commitment to serve the international investor. We serve among the world's most capitalized institutions, and stand as one of the largest wealth management firms in the world. Morgan Stanley International Wealth Management (IWM) harnesses the extensive capabilities of the firm to serve investors located outside the United States. Functioning as a specialized group within Morgan Stanley, IWM is staffed by specially trained International Client Advisors and managers who understand your wealth management needs. Our International Client Advisors are familiar with the investment challenges and opportunities that are unique to your part of the world, and can recommend highly customized strategies to help you address your specific goals.
Morgan Stanley Online Tools
Spending and Budgeting Tool
Our Spending and Budgeting Tool is designed to provide a comprehensive overview of your financial activities by tracking your spending habits and categorizing your expenses. This tool allows you to create and manage budgets effectively across both your Morgan Stanley accounts and any external financial accounts you may have. By consolidating this information, it offers you and your Financial Advisor a clear and complete picture of your financial situation. This holistic view can aid in making informed financial decisions and planning for future financial goals.
Online Security Center
Morgan Stanley places a high priority on safeguarding assets and personal information, employing a comprehensive cybersecurity strategy to protect clients. The firm invests significantly in cybersecurity, ensuring 24/7, 365-day monitoring and protection. Morgan Stanley's approach includes a Defense in Depth strategy, which involves layered defenses to protect critical systems and monitor system access and data movement closely.
Morgan Stanley Mobile App
Securely access your Morgan Stanley account from virtually anywhere. Simply download it on your mobile device and use your Morgan Stanley Online username and password to log in. From there, you will have the resources of MSO on the go. The app is designed with robust security features, including multi-factor authentication and encryption, to ensure your personal and financial information remains protected. Whether you're checking your portfolio, making transactions, or staying updated on market trends, the Morgan Stanley Mobile App provides a seamless and secure experience.
Total Wealth View
It's hard to see the complete picture with only half the details. As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions on Morgan Stanley Online or by using the Morgan Stanley Mobile App, giving you a more complete financial picture. This integration allows you to manage your finances more effectively by providing a centralized view of your assets and liabilities, helping you and your Financial Advisor make more informed decisions. With this comprehensive overview, you can better track your financial goals and adjust your strategies as needed to ensure you are on the right path to achieving them.
Market Insights & Updates
The latest market insights, investment trends, and economic outlooks provide the knowledge you need to navigate today's financial landscape.
Thoughts on the Market
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Global Pulse: Implications of the US Intervention in Venezuela
In this report, we discuss the global implications of the US intervention in Venezuela with the removal of President Nicolas Maduro, who will face criminal charges in the US.
Location
200 S Biscayne Blvd
Ste 1100
Miami, FL 33131
US
Direct:
(305) 376-8500(305) 376-8500
Meet Andino Group
Phone:
(305) 714-7546(305) 714-7546
Francesco Vento
Client Service Associate
Phone:
(305) 714-7584(305) 714-7584
About Nicolas Bas Silva
Nicolas is a seasoned financial professional with a robust background in asset and wealth management. Originally from Chile, he relocated to the United States in 2014, bringing with him a wealth of experience from his tenure in Sao Paulo. In New York, Nicolas honed his expertise in Asset Management at BTG Pactual over four years before transitioning to Wealth Management in Miami, where he currently resides.
He is fluent in English, Spanish, and Portuguese, which enhances his ability to serve a diverse clientele. His professional credentials include Series 7, 63, and 65 licenses, underscoring his commitment to providing comprehensive financial guidance.
Nicolas is a dedicated family man, married with two children, ages 7 and 5.
Outside of his professional life, Nicolas is passionate about sports, particularly tennis, golf, and road biking. He is an accomplished golfer, known for his skill and dedication to the sport. His love for athletics complements his dynamic and disciplined approach to both his personal and professional endeavors.
He is fluent in English, Spanish, and Portuguese, which enhances his ability to serve a diverse clientele. His professional credentials include Series 7, 63, and 65 licenses, underscoring his commitment to providing comprehensive financial guidance.
Nicolas is a dedicated family man, married with two children, ages 7 and 5.
Outside of his professional life, Nicolas is passionate about sports, particularly tennis, golf, and road biking. He is an accomplished golfer, known for his skill and dedication to the sport. His love for athletics complements his dynamic and disciplined approach to both his personal and professional endeavors.
Securities Agent: WY, DE, SC, CA, NC, VA, MA, SD, FL, TX, NJ, PA, NY, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 2679698
NMLS#: 2679698
About Bryan Bourre
Bryan Bourre is a distinguished financial advisor based in Miami, Florida, with a robust focus on serving international clients from South America. Originally from Argentina, Bryan is multilingual, fluent in Spanish, English, and Italian, which enhances his ability to connect with a diverse clientele.
Bryan holds a Master's degree in Finance from EAE Business School in Barcelona, Spain, which he obtained in 2018. His professional credentials are further solidified by his Series 7 and 66 licenses, underscoring his expertise and commitment to the financial industry.
With a career spanning several prestigious institutions, Bryan has accumulated valuable experience at Citigroup and BTG Pactual. In October 2024, he rejoined Morgan Stanley, where he continues to leverage his extensive knowledge and skills to provide exceptional financial advisory services.
Outside of his professional life, Bryan is married and enjoys an active lifestyle with his dog. His personal interests include hiking, trail running, mountain biking, and playing the piano, reflecting his passion for both physical and creative pursuits.
Bryan holds a Master's degree in Finance from EAE Business School in Barcelona, Spain, which he obtained in 2018. His professional credentials are further solidified by his Series 7 and 66 licenses, underscoring his expertise and commitment to the financial industry.
With a career spanning several prestigious institutions, Bryan has accumulated valuable experience at Citigroup and BTG Pactual. In October 2024, he rejoined Morgan Stanley, where he continues to leverage his extensive knowledge and skills to provide exceptional financial advisory services.
Outside of his professional life, Bryan is married and enjoys an active lifestyle with his dog. His personal interests include hiking, trail running, mountain biking, and playing the piano, reflecting his passion for both physical and creative pursuits.
Securities Agent: MA, TX, SD, SC, VA, FL, NY, NC, DE, CA, PA; General Securities Representative; Investment Advisor Representative
About Francesco Vento
Francesco Vento was born in San José, Costa Rica, and spent his early childhood in the US. At age 10, he returned to Costa Rica, where he remained through high school before moving to Texas to pursue his college education. He earned a bachelor's degree in Finance with a minor in International Business.
Francesco's professional journey began in Chicago at a local investment advisory firm, where he earned his Series 65 license and served as an investment advisor. In this role, he was deeply involved in managing client portfolios and building long-term relationships.
After nearly two years in Chicago, he seized an opportunity to return to Miami and join BTG Pactual, one of the largest investment banks in Latin America. There, he expanded his skillset, attained his Series 7 and 63 licenses, and became part of a high-performing team led by Nicolas Bas. The team later grew with the addition of Bryan Bourre, and together they built a strong practice focused on client service and strategic investment solutions for international clients.
Seeking to broaden their capabilities and deliver even more comprehensive services, the team made the strategic move to Morgan Stanley, where they continue to serve their clients with a global perspective and a commitment to excellence.
Outside of work, Francesco is a passionate athlete. He has competed nationally in golf in Mexico and spent much of his youth immersed in tennis and soccer. Currently, he is training for the Chicago Marathon, one of the six World Marathon Majors. Living in Miami Beach, he takes full advantage of the ocean, surfing, and fishing whenever possible. He’s also an avid snowboarder and makes it a point to hit the slopes at least once a year.
Francesco's professional journey began in Chicago at a local investment advisory firm, where he earned his Series 65 license and served as an investment advisor. In this role, he was deeply involved in managing client portfolios and building long-term relationships.
After nearly two years in Chicago, he seized an opportunity to return to Miami and join BTG Pactual, one of the largest investment banks in Latin America. There, he expanded his skillset, attained his Series 7 and 63 licenses, and became part of a high-performing team led by Nicolas Bas. The team later grew with the addition of Bryan Bourre, and together they built a strong practice focused on client service and strategic investment solutions for international clients.
Seeking to broaden their capabilities and deliver even more comprehensive services, the team made the strategic move to Morgan Stanley, where they continue to serve their clients with a global perspective and a commitment to excellence.
Outside of work, Francesco is a passionate athlete. He has competed nationally in golf in Mexico and spent much of his youth immersed in tennis and soccer. Currently, he is training for the Chicago Marathon, one of the six World Marathon Majors. Living in Miami Beach, he takes full advantage of the ocean, surfing, and fishing whenever possible. He’s also an avid snowboarder and makes it a point to hit the slopes at least once a year.
Contact Nicolas Bas Silva
Contact Bryan Bourre
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
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Working closely with you to guide your wealth and investments through the most challenging market cycles.
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Rational Investing in an Age of Uncertainty
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Creating customized financial strategies for the challenges that today’s families face.
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529 Plans: A Powerful Tool to Save for Education
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
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Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
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Ready to start a conversation? Contact Andino Group today.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
4Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
4Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)