My Story and Services

After two decades successfully building her own financial advisor practice at the firm, Amy joined a wealth management team at Morgan Stanley in 2017 with the goal of expanding the capabilities she offers her clients. Her primary focus remains advising clients on their financial affairs through all seasons in the markets and in their personal lives. As a caring and skilled practitioner, she has earned the respect and trust of her clients by standing by them through thick and thin.

Before Amy began her career as a financial advisor, she was a successful entrepreneur and a U.S. Department of Defense contractor in Washington State for nine years. She understands the hopes and dreams of running a business, as well as the challenges that come with it. It’s not surprising that she has a natural affinity for entrepreneurs and business owners.

A lifelong learner, Amy has earned the Certified Financial Planner™ (CFP®) designation, which gives her an in-depth knowledge of the entire financial planning process. She graduated with a B.A. in English Literature and Language from Whitworth University in Spokane, WA. She was also honored as a Japan Airlines Merit Scholar while studying abroad at Sophia University in Tokyo, Japan.

Born in British Hong Kong, she is attuned to both Asian and Western cultures, and is fluent in English, Cantonese, and Mandarin. Amy continues to influence and impact both cultures through her passion for mentoring visiting scholars and graduate students from China in both their financial and their personal lives.
Services Include
  • Financial Planning1
  • Cash Management and Lending Products2
  • Retirement Planning3
  • 401(k) Rollovers
  • Wealth Planning4
  • Estate Planning Strategies5
  • Life Insurance6
  • Long Term Care Insurance7
  • Annuities8
Securities Agent: WA, TX, OR, OH, NY, MT, MN, ID, IA, HI, CO, CA, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1274586
CA Insurance License #: 0C54655
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Location

601 Union Street
Suite 5200
Seattle, WA 98101
US
Direct:
(206) 344-3514(206) 344-3514
Toll-Free:
(800) 426-7837(800) 426-7837
Fax:
(206) 628-4425(206) 628-4425

Meet My Team

About Me

Jo-Ann brings more than 35 years of financial services experience to our team at Morgan Stanley. Her role is to develop client relationships and deliver the firm’s lending and cash management capabilities to clients.

Jo-Ann began her financial services career with 10 years at the Bank of Hawaii, where she held various relationship roles including HR Staff Relations Supervisor. In 1992, she moved to Washington State and began the investment phase of her career with Dean Witter, later switching firms to join Smith Barney. At Smith Barney, she held many roles ranging from Assistant Operations Manager to Branch Administrator before eventually returning to direct client-facing roles.

During her spare time Jo-Ann enjoys spending time with her grandchildren—and watching them grow like weeds!

About Me

I have been with Morgan Stanley for more than a decade and have served in various capacities including Branch Manager. From 2005 to 2009, I was with Bank of America where I helped open a new Chico, California office for their Premier Banking and Investments division. Before moving to Chico, I was with Lehman Brothers in their New York and San Francisco offices.

Education is foundational to my work with multi-generational families. I graduated from Westmont College in Santa Barbara, California with a B.A. in Economics and Business. I later earned an M.B.A., with an emphasis in Finance, from the Foster School of Business at the University of Washington and am also a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional.

Those who know me well understand that family is of utmost importance to me. Susanna and I have been married for more than 17 years and are the proud parents of three children. Together we are committed to actively engaging with and serving our greater community.
CA Insurance License #: CA Insurance License #: OE90915

About Me

CA Insurance License #: CA Insurance License #: 0L29822
Investment and Market Perspectives

On the Markets

More from Morgan Stanley

OUTSMART VOLATILITY IN A MORGAN STANLEY MINUTE

OUTSMART VOLATILITY IN A MORGAN STANLEY MINUTE

“You may feel like a 1,000 point move in the Dow in a single day is unprecedented, but the reality is that it’s a 2 or 3% move down.” - Lisa Shalett, Chief Investment Officer, Wealth Management
Learn more about OUTSMART VOLATILITY IN A MORGAN STANLEY MINUTE
Morgan Stanley and Justin Rose: A Winning Team

Morgan Stanley and Justin Rose: A Winning Team

Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
Learn more about Morgan Stanley and Justin Rose: A Winning Team
Sign Up for eDelivery

Sign Up for eDelivery

With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
Learn more about Sign Up for eDelivery
Reserved | Living & Giving

Reserved | Living & Giving

Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
Learn more about Reserved | Living & Giving
Your Financial World. On the Go.

Your Financial World. On the Go.

With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
Learn more about Your Financial World. On the Go.
Access Morgan Stanley Online

Access Morgan Stanley Online

Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
Learn more about Access Morgan Stanley Online
Ready to start a conversation? Contact Amy Y Allen today.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

8Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


CRC 2019752 10/2018