Amy Leonard

Leading up to and through retirement, I will help you identify the most appropriate ways to obtain the income you need and help maintain progress toward your financial goals.

I will manage your retirement accounts and other investments based on your comfort level with risk and current tax circumstances, tailoring your financial strategy to your unique situation needs, and goals.

Regardless of your current financial circumstances, it is crucial to have a back-up plan for your money. I will regularly review your finances with you and coordinate with your estate attorney to help make sure that your requests are met in an efficient and cost-effective way.

I will thoroughly review your mortgage, car loans, credit cards, and any other debts that you may have in order to help determine if I can save you money on interest and create a timeline for your debt payments by prioritizing which ones should be paid off first.

I'll take an extremely close look at your financial profile to determine what type(s) of insurance best fit your needs and help determine if your current insurance policies are well suited for you and your goals.

One way to manage savings is by using Morgan Stanley's Spending and Budgeting tool. This tool helps advisors monitor client cash flows across both internal and external accounts. It also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.

We will begin by exploring many questions to try to capture what matters most to you and fully understand what you want to accomplish with your wealth. Our conversation will also explore your values, key relationships, total assets, preferred manner of communication, as well as identify the other professional advisors with whom you work.

Based on our discussion, the team will analyze your personal and financial information, including liabilities, and assess risks and identify potential threats to your financial health. We will present you with a personalized plan that can help address your income and cash flow needs, borrowing requirements, asset preservation, retirement planning, wealth transfer, philanthropy and other areas beyond investment management.

After you have approved your wealth plan, we will work closely with you to implement it, bringing an objective approach, and paying special attention to how the various parts of your plan can affect, enhance and integrate with each other. Wherever appropriate, we will suggest seeking additional, in-depth advice on particularly complex issues we have identified, including family dynamics, estate planning strategies, lending, tax planning strategies and more.

We believe that ongoing communication is a vital component of our ongoing relationship, and we are committed to keeping abreast of your changing financial needs. Your financial documents provide the foundation for regular meetings, and the team will review your portfolio at your request and whenever you feel that your circumstances have changed. We will then seek to make certain that your assets are positioned according to your evolving needs.

Seamlessly and securely manage your investments and everyday finances in one place. Have access to key information and the ability to make transfers and trades on Morgan Stanley Online (MSO) or the Morgan Stanley App.

Managing multiple financial accounts across different firms can be complicated. With Morgan Stanley Online and Total Wealth View, you can link your non-Morgan Stanley accounts and analyze your cash flow all in one place.

The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.

Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.