Amelia Karenina Balonek
My Mission Statement
My Story and Services
For six years, Ms. Balonek was a private wealth advisor with Goldman Sachs.
Before Goldman Sachs, Ms. Balonek was the founder of Locust Walk Partners which provided investment counsel and strategic advice to ultra-high net worth Latin American families, hedge funds, and investment banks.
Ms. Balonek was a senior equities analyst with Ladenburg Thalmann & Company and was responsible for evaluation of investments within the firm’s health care division, Ladenburg Punk Ziegel Healthcare. Previously, she was the healthcare analyst at Longwood Investment Advisors, a Boston-based long/short hedge fund. Her sector responsibilities included biotechnology, specialty pharmaceuticals, medical devices, and healthcare services. She also worked as the small-cap healthcare and technology equities analyst at Pioneer Investments and as an international small-cap and domestic banks analyst at Putnam Investments.
Ms. Balonek is a graduate of the Wharton School at The University of Pennsylvania where she received a Bachelor of Science degree in Economics with a Minor in Psychology. She received an MBA in Finance from the London Business School.
Amelia is Adjunct Faculty at The Cushman School teaching financial literacy. Ms. Balonek is on the Board of Trustees, the Finance Committee, the Endowment Committee, and the Head’s Leadership Council of the Cushman School. She is a Group Facilitator for the Children’s Bereavement Center.
Ms. Balonek’s research and articles have been featured on Bloomberg, CNBC, Miami Today, and the Miami Herald. She has taught seminars at Florida International University and the University of Miami about investing and the stock market.
- Asset Management
- Business Succession PlanningFootnote1
- Endowments and FoundationsFootnote2
- Estate Planning StrategiesFootnote3
- Executive Financial ServicesFootnote4
- Life InsuranceFootnote5
- Professional Portfolio ManagementFootnote6
- Retirement PlanningFootnote7
- Qualified Retirement PlansFootnote8
- Wealth ManagementFootnote9
NMLS#: 1534609
What are your Goals?
Once you've identified a goal, you can craft an investment program calibrated to help attain it. The best investment program for you will depend on many factors: How much savings can you devote to it? How much time do you have? How realistic is the investing goal given the first two questions and the amount of risk you feel comfortable taking? What is your tax situation? If you choose to work with me as your Financial Advisor, I can help you find answers to these questions and take you a long way to devising a strategy to help achieve that goal.
Let's consider someone saving for retirement, typically the focal point around which other financial goals orbit. A plan for that goal could include a desired amount of spending needed to fund your lifestyle in retirement, an intended amount of savings each year that would be needed to achieve that goal, and a suggested asset allocation between stocks, bonds, and other types of investments. There are a lot of moving parts, that may require adjustments along the way. However, many tools now exist, including software tools developed by Morgan Stanley, that can help you connect the dots and track moving targets in changing markets.
Donor Advised Funds, also known as DAF's, is a charitable giving vehicle administered by a sponsoring organization such as Morgan Stanley Global Impact Funding Trust, Inc. (MS GIFT). DAFs can help companies and employees pursue their philanthropic goals via a simple, streamlined, digital experience. DAFs allow donors to donate cash or other financial assets, and potentially receive tax benefits for their charitable giving (1). The funds can be invested for potential capital appreciation while the donor recommends how they should be donated. Corporate donors may also offer their employees the opportunity to recommend charities to receive donations.
When we think about the success of families over multiple generations, we have seen that long-term success relies heavily upon matters including aligning around a deeply held set of shared family values, building a family mission, and creating strong processes for making decisions together with respect to their joint enterprise. My goal as a estate planning professional is to focus my practice help you deepen your understanding of this critical space.
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RESOURCES FOR YOU
Insights for Market Research
As a Financial Advisor my goal here is to help you navigate the current market environment and what it means for portfolios. These are some resources meant to transform complex financial analysis and research into concise and easily digestible content. The links below offer insight into the modern market and economic landscape.
Market Insights available to help articulate the capabilities of Morgan Stanley as the destination of choice for latest on the market.
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Many of today's companies stay private longer, with more of their valuation being created before they become publicly traded. Morgan Stanley Private Markets connects a broad network of potential private investors in an accessible ecosystem, allowing eligible clients to buy and sell securities of private companies.
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
Through timely, in-depth analysis of companies, industries, markets, and world economies, Morgan Stanley has earned its reputation as a leader in the field of investment research.
Take a deep dive into how different asset classes are performing in the current market.
From the use of satellite data technology to solve some of the world's most complex problems, to learning how not to follow the crowd when making decisions, The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond. Click the link below for more information and to access a library of interesting content.
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
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2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
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