Allen K Short, CFP®, CRPC®
My Mission Statement
My Story and Services
I bring 18 years of financial industry experience to my clients' needs, providing goals-based planning and investments matched to their risk tolerance and time horizon. I work hard to establish lasting relationships based upon a foundation of trust. I am a former newspaper journalist, Pulitzer Prize finalist and Eagle Scout. On a personal note, I enjoy the outdoors, especially hiking, camping, and spending family time at our lake cabin.
My Financial Planning Process
At Morgan Stanley, we understand the profound impact that thoughtful financial planning can have on one's life. Our process is designed to bring clarity and structure to your financial landscape. From defining short and long-term objectives to optimizing investment strategies and mitigating risks, our comprehensive approach is tailored to your unique aspirations.
By partnering with me, you can gain access to expert guidance, proactive insights, and a collaborative relationship centered around your financial well-being. Explore the possibilities, plan for success, and embark on a journey toward potential financial security with me.
Our first meeting is devoted to getting to know about you, your family, your interests, hopes and concerns. I'll share my background and my approach to working with financial-planning clients. Afterward, we'll mutually decide whether we are a good "fit" as client and advisor.
The next step is gathering your financial information and goals. What does a successful retirement look like to you? Is a legacy important? Are there charitable causes you wish to support? Grandchildren you want to assist with college expenses?
I'll analyze this information, then provide you with recommendations intended to help you achieve your goals before, during and beyond your retirement years. Once we have implemented those recommendations, we'll meet regularly to monitor your progress and keep you on track. Your LifeView Financial Plan is a living, breathing document. Life happens, and when the unexpected occurs, we'll adapt your plan to fit.
Why Work with Me?
Welcome to a team designed to help clients in their effort to succeed in Life's Second Act. With 18 years of experience as a CERTIFIED FINANCIAL PLANNER™, I am dedicated to helping you navigate every step toward, through and beyond a successful retirement.
Explore the possibilities, and let's embark on a journey to help you and your family secure a fulfilling and prosperous retirement together. Your future is in good hands.
As a CFP® professional, I bring a wealth of knowledge and advanced training to the table. My commitment to continuous learning ensures that you benefit from up-to-date insights and strategies tailored to your unique financial journey.
As a CFP® professional, I adhere to high ethical and performance standards. This also means I am duty-bound to always act in your best interests, prioritizing your financial well-being at every turn.
Your success is my success. My compensation is based on your overall performance, creating a symbiotic relationship where our goals are aligned. When you do well, I do too.
I understand the importance of financial security, and seek to instill in my clients the confidence they seek when it comes to investing. Knowing that your financial future is in the hands of a seasoned professional allows you to focus on what matters most in your retirement.
My Clients
I work with successful professionals who are within five years of retiring or who have retired within the previous five years. Among them are many college and university faculty members, as well as engineers, attorneys and other advanced-degree professionals.
My clients place a premium on financial planning as it pertains to retirement. And they value personalized attention, thoughtful analysis and a collaborative approach in their relationships with me.
- Close to Retirement?
- Early in Retirement?
- A University Faculty Member?
- An Engineer?
- An Attorney?
- An Advanced-Degree Professional?
Tools & Resources
Morgan Stanley has an abundance of financial tools and resources available for use. This dedicated section of the website can be your go-to destination for an array of tools and insights crafted to enhance your investment journey. From market research and portfolio management tools too educational articles and resources, I've curated a suite of resources to elevate your investor experience. Navigate your financial path with confidence using these tools and resources to support you along the way.
Life is complicated. Our digital experiences make it easy to manage your money 24/7, from your desktop, tablet or phone. Clients with a Financial Advisor can enjoy the freedom to manage their wealth on their own devices while collaborating with their Morgan Stanley team. It's accessibility at its finest.
Each year, the tax bill highlights how significantly taxes can impact your journey toward your financial goals — and highlights the value of integrating tax-efficient strategies into your investment process. As tax filing deadlines approach, you can prepare for next year's planning with the updated 2024 tax tables.
By the time many of us reach our 40s and 50s, we've accumulated a slew of retirement accounts: A traditional IRA here, a rollover IRA there, and two or three scattered 401(k) accounts left in the plans of former employers. As the accounts add up, it becomes extremely difficult to get a clear picture of your overall retirement preparedness.
As the 2024 general election in the U.S. draws closer, many investors want to know how the outcome could impact their financial lives. Morgan Stanley's Global Investment Office believes the policies that emerge post-election on taxes, Social Security and health care could significantly shape investment and financial-planning strategies in the coming years. Here are answers to three of the top questions we're hearing from clients.
Health care costs are rising—especially for retirees, and some may need long-term care. Learn the moves you can make to help prepare yourself.
Preparing for retirement means building a nest egg that will sustain your lifestyle long after you decide to stop working. It can be a daunting task if you only consider your investment portfolio and other sources of income, such as Social Security, while overlooking another important asset: the equity you have in your home.
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Mosaic
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
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Awards Disclosures
