Michael L Matthys, CFA®
Senior Vice President, Wealth Management, Financial Advisor, Family Wealth Director
Phone:
(847) 382-3840(847) 382-3840
Aligned Wealth Management Group at Morgan Stanley
Our Mission Statement
We provide a coordinated, integrated, and elevated client experience - aligned with your goals and dreams for today and the future.
Our Story and Services
COORDINATED, INTEGRATED, AND ELEVATED: ALIGNED WITH YOU
We are an innovative, credentialed, and driven wealth management practice offering meaningful guidance and an elevated standard of client care to successful individuals, families, and business owners, both locally and throughout the country.
Our mission is to become an essential partner and advocate for our clients. This means that we leverage our experience, creative energy, and a vast array of resources to help clients define and pursue what matters most, while guiding them through their most pressing challenges and consequential decisions.
WHY CLIENTS CHOOSE US
- Through our Collaborative Approach, we instill confidence in our clients by helping them understand their current situation and what's ahead.
- Our clients gain clarity from the Meaningful Guidance we provide, knowing they have a team that will put their needs first and simplify the complex.
- We help clients anticipate, prepare, and act on forward looking opportunities and challenges through our commitment to providing Personal Attention.
We meet our clients where they are at and take them where they want to go.
Services Include
- Financial PlanningFootnote1
- Professional Portfolio ManagementFootnote2
- Alternative InvestmentsFootnote3
- Cash Management and Lending ProductsFootnote4
- Life InsuranceFootnote5
- Estate Planning StrategiesFootnote6
- Trust ServicesFootnote7
- Philanthropic ManagementFootnote8
- Business Succession PlanningFootnote9
- Sustainable InvestingFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
OUR CLIENT SERVICE PHILOSOPHY
With decades of experience behind us, we are often the "first call" from clients looking to address a wide range of financial concerns. As our clients and their families grow and evolve, they ask different kinds of questions and require new and expanded capabilities from their Financial Advisors. Our team's highly credentialed and broad knowledge base has facilitated our long history of growing alongside our client families and addressing their evolving circumstances, milestones, and challenges.
To successfully execute on a world-class client experience and develop a mutually rewarding relationship, we srive to agree to the following.
On our end, we will:
- Act with integrity, honesty, and openness in everything we do for and with you.
- Absolutely respect the confidentiality of our working relationship.
- Commit ourselves to the highest standards of accessibility and responsiveness.
- Remain open to your feedback and be flexible to your needs.
In return, we ask that our clients are:
- Open, frank and honest with us.
- Prompt in providing us with complete and accurate data we need to properly advise them.
- Open to the advice we may offer.
- Open to following through on commitments that are agreed upon.
Aligned With You
With a "coach and guide" mindset and approach, we bring together, the sometimes confusing, often overwhelming elements of long-term financial success, financial planning, and investment management. We do this with a sense of purpose and responsibility, which are designed to provide clients with confidence and clarity.
FAMILY WEALTH DIRECTOR EXPERIENCE
The credentialed skills of a Family Wealth Director and a Family Wealth Advisor, coupled with our team's many years of experience working with families, uniquely positions us to deliver a broader spectrum of family-centric wealth management solutions to our clients.
In addition to the services listed above, we also help families address complex issues that fall outside the bounds of a traditional advisory relationship, such as:
- Defining what you want your legacy to be.
- Understanding how a complex estate plan translates to your financial goals and legacy plan.
- Offering qualified investors exclusive access to investments that may otherwise only be available to institutional investors.
- Refining philanthropic goals around tax-aware strategies.
- Preparing your children to be financially independent.
- Helping families navigate the complex, multigenerational challenges of managing significant wealth through direct access to an extensive range of resources.
Therefore, you can spend more time enjoying your wealth and less time managing it.
OUR COLLABORATIVE APPROACH
Our goals-based approach focuses on you and your family – where you are today and where you want to go. Working together, we develop the strategies to get you there, navigating life's challenges and helping you make more informed and confident decisions about your wealth.
1: Introduction
We begin with a conversation to learn about you, introduce you to our approach, and determine how we can add value.
2: Discovery
We continue our dialogue to fully understand your personal, professional, and family goals so we can clarify your priorities and timelines.
3: Analysis & Plan Development
Here, we utilize industry-leading financial planning tools to develop a personalized financial plan with specific recommendations to help you grow, preserve and transfer your wealth.
4: Plan Presentation
In this step, we present your plan, which includes an asset allocation strategy that aligns your investments with your goals, your timeframes, and your risk level.
5: Implementation & Education
Upon your approval, we begin to implement the strategies outlined in the plan. Once assets have been transferred to Morgan Stanley and are aligned with your investment strategy, we walk you through your new statement and introduce all the resources now available to you.
6: Ongoing Service & Care
We are committed to developing longstanding relationships that provide special value to you and your family. We speak with you regularly to provide updates on your accounts. We also monitor progress towards each of your goals, adjusting your plan accordingly as changes in your life occur.
Persistence Pays Off
We share a special report titled "Persistence Pays Off: How Investors Can Manage Risk and Capitalize on Time". The report outlines the importance of a well-crafted financial plan that serves as road map, guiding our clients toward their unique vision of long-term success. Meanwhile, a carefully constructed portfolio works to "smooth" the ride, helping investors to navigate their portfolios' inevitable run-ups and drawdowns with confidence and resilience. This is what our team seeks to accomplish with our cleints, to contextualize risk management and explore principles for investing for the long term.
Client Resources
To make your client experience as simple as possible we have gathered some of our most comprehensive resources here at Morgan Stanley. You can find more information and steps to getting started below.
- Log in to Morgan Stanley Online.
- Click the Accounts tab.
- Select the Documents tab.
- Go to the Statement drop-down tab.
- Select Tax Documents and download them.
Morgan Stanley Online
Seamlessly and securely manage your finances all in one place. With Morgan Stanley online you can view your accounts, transfer money, see your total wealth, make deposits on the go and more.
Online Transfers
Morgan Stanley Online Transfers allows you to transfer funds between Morgan Stanley accounts or between your Morgan Stanley accounts and a verified account from another financial institution.
eAuthorization for Transactions
eAuthorizations allows clients to electronically authorize domestic and international, one-time/recurring transactions through Morgan Stanley Online and the Morgan Stanley Mobile App.
Financial Planning
Read this article to gain greater perspective on what the financial planning process can look like. Your financial plan is customized to your goals, your needs, and accessible anytime on Morgan Stanley Online once implemented with your financial advisory team.
Spending & Budgeting
The Spending and Budgeting tool helps you manage your cash flow across all of your accounts at Morgan Stanley, as well as those held at outside financial institutions.
Total Wealth View
Total Wealth View allows you to add your non Morgan Stanley accounts into one place. This allows a clearer more holistic view of your entire financial picture.
Reconnecting Your Total Wealth View Accounts
Having your total wealth view accounts up to date is important for completeness of your financial plan. To reconnect your external financial accounts, follow instructions here.
Cyber Security / Online Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your team.
Secure E-Mail Overview
At Morgan Stanley, safeguarding your personal information is among our highest priorities. Our Secure Email tool is one way for you to exchange messages and documents containing sensitive information with your team.
Giving Your CPA MSO Access
With your authorization, Our team can add your CPA to your account, with view-only access, allowing them to download tax documents as needed.
*Contact our service team to learn more
Accessing Tax Forms
Send Money with Zelle
Send Money with Zelle® is a fast, easy way to send money to family and friends in minutes using their email address or U.S. mobile phone number right from your mobile app or desktop.
Identity Theft Protection Benefit
Our cash management clients get $1MM identity theft protection, complimentary, through Experian.
Social Security Direct Deposit Setup
Direct deposit of your Social Security benefits into your Morgan Stanley Account is fast and convenient.
Preferred Savings
Take advantage of our Preferred Savings Program for Qualifying Cash with flexible options and more ways to save.
NextGen Videos
An educational short video series on Goal Setting and Budgeting; Credit and Debt Management; and Introduction to Investing that demonstrates basic strategies as a starting point.
529 Plans
With education costs rising, paying for college has become a major life expense that requires smart planning. Commonly asked questions answered here.
Location
760 W Main St
Suite 200
Barrington, IL 60010
US
Direct:
(847) 842-1559(847) 842-1559
Toll-Free:
(877) 894-2270(877) 894-2270
Meet Aligned Wealth Management Group
Indra Josephs, CFP®
First Vice President, Wealth Management, Financial Advisor, CERTIFIED FINANCIAL PLANNER®
Phone:
(847) 842-1559(847) 842-1559
Benjamin Brown, CPWA®
Senior Vice President, Financial Advisor, Portfolio Management Director, Certified Private Wealth Advisor®
Phone:
(847) 382-3905(847) 382-3905
Colleen Rapp
Financial Advisor, Financial Planning Specialist
Phone:
(847) 842-1513(847) 842-1513
Maria Wojcik-Llamas
Wealth Management Associate
Phone:
(847) 382-3783(847) 382-3783
Nate Stevens
Registered Client Service Associate
Phone:
(847) 842-1517(847) 842-1517
Jack Algrim
Client Service Associate
Phone:
(847) 842-1530(847) 842-1530
About Michael L Matthys
For more than two decades, Mike Matthys has worked closely with high-achieving business owners, corporate executives, endowments and foundations whose financial situations require thoughtful, sophisticated and often global solutions. His focus on providing comprehensive risk- and tax-aware investment strategies not only help meet his clients’ needs and goals but are designed to navigate the ever-changing circumstances of financial markets.
Mike is a Chartered Financial Analyst™ and a Morgan Stanley Family Wealth Director, a designation held by approximately 4% of Financial Advisors at Morgan Stanley. These designations allow him to offer his clients access to the best thinking in portfolio construction, while working to strengthen each family’s financial security for generations to come.
Mike earned a master’s degree in business administration from the Kellogg School of Management at Northwestern University after completing his undergraduate work at Illinois State University. Prior to joining Morgan Stanley, Mike served affluent clients for five years at J.P. Morgan’s Private Bank. In addition, Mike is a student of the industry and an active member in the CFA® Institute and the CFA® Society of Chicago.
He resides in Kildeer, IL, with his wife, Laura, and their two children, Danielle and Brandon. In his free time, Mike enjoys golfing, camping and spending time with his family.
Named to the 2025 Forbes Best-In-State Wealth Management Teams Ranking
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24.
Mike is a Chartered Financial Analyst™ and a Morgan Stanley Family Wealth Director, a designation held by approximately 4% of Financial Advisors at Morgan Stanley. These designations allow him to offer his clients access to the best thinking in portfolio construction, while working to strengthen each family’s financial security for generations to come.
Mike earned a master’s degree in business administration from the Kellogg School of Management at Northwestern University after completing his undergraduate work at Illinois State University. Prior to joining Morgan Stanley, Mike served affluent clients for five years at J.P. Morgan’s Private Bank. In addition, Mike is a student of the industry and an active member in the CFA® Institute and the CFA® Society of Chicago.
He resides in Kildeer, IL, with his wife, Laura, and their two children, Danielle and Brandon. In his free time, Mike enjoys golfing, camping and spending time with his family.
Named to the 2025 Forbes Best-In-State Wealth Management Teams Ranking
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24.
Securities Agent: NM, IA, AL, MD, TN, GA, FL, CT, NJ, MN, TX, PA, MT, IN, IL, CA, MO, CO, WA, OR, MI, SC, NC, MA, HI, DE, WI, OH, NY, NH, NE, VA, NV, KS, DC, AZ, WY, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 821719
CA Insurance License #: 0K71936
NMLS#: 821719
CA Insurance License #: 0K71936
About Indra Josephs
As a Certified Financial Planner™ (CFP®), Indra Josephs provides clients with strong, comprehensive plans that align with clients’ values and goals while considering the uniqueness and entirety of their lives. Drawing on the powerhouse resources of Morgan Stanley and her specialized knowledge as a CFP®, Indra designs each customized plan to shift alongside clients’ complex and changing circumstances, consider potential tax and estate issues, preserve crucial assets and maximize growth.
Indra’s goal is to provide each client with realistic and attainable financial pathways to accomplish their myriad goals and leave meaningful legacies. The substantial and exclusive resources available to her because of her team’s Family Wealth designation allows her to help families work through complex financial situations to preserve their wealth and ideals across generations. She works tirelessly to establish and maintain client partnerships that are authentic, collaborative, transparent and meaningful. In return, her clients look to her for an unwavering dedication to understanding and serving their financial goals.
Indra graduated summa cum laude with a bachelor’s degree in finance and organization administration from the University of Illinois at Champaign-Urbana. Prior to joining Morgan Stanley, Indra served as a vice president at J.P. Morgan Private Bank, where she helped affluent families grow and preserve their wealth, while addressing the complex challenges of managing generational wealth.
Indra, her husband Scot, and two children, Liam and Elina, live in Hawthorn Woods, IL. She is active in her Lithuanian community and has participated in holiday folk dancing for more than 15 years. Indra is a trustee of the District 95 Education Foundation, which provides grants and resources to support innovations in the district. She is also philanthropically involved with organizations that support women.
Named to the 2025 Forbes Best-In-State Wealth Management Teams Ranking
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24.
Indra’s goal is to provide each client with realistic and attainable financial pathways to accomplish their myriad goals and leave meaningful legacies. The substantial and exclusive resources available to her because of her team’s Family Wealth designation allows her to help families work through complex financial situations to preserve their wealth and ideals across generations. She works tirelessly to establish and maintain client partnerships that are authentic, collaborative, transparent and meaningful. In return, her clients look to her for an unwavering dedication to understanding and serving their financial goals.
Indra graduated summa cum laude with a bachelor’s degree in finance and organization administration from the University of Illinois at Champaign-Urbana. Prior to joining Morgan Stanley, Indra served as a vice president at J.P. Morgan Private Bank, where she helped affluent families grow and preserve their wealth, while addressing the complex challenges of managing generational wealth.
Indra, her husband Scot, and two children, Liam and Elina, live in Hawthorn Woods, IL. She is active in her Lithuanian community and has participated in holiday folk dancing for more than 15 years. Indra is a trustee of the District 95 Education Foundation, which provides grants and resources to support innovations in the district. She is also philanthropically involved with organizations that support women.
Named to the 2025 Forbes Best-In-State Wealth Management Teams Ranking
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24.
Securities Agent: NE, AZ, TX, NJ, NC, MT, IN, NV, KS, IL, VA, NY, LA, OR, MI, GA, WY, NM, TN, PA, OH, NH, MA, FL, DE, HI, CO, CA, SC, MN, DC, CT, AL, MD, WI, WA, MO, IA, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 821642
CA Insurance License #: OM48192
NMLS#: 821642
CA Insurance License #: OM48192
About Benjamin Brown
Ben understands the significant trust his clients place in him, recognizing his influential role within their families. To honor this trust and enhance his service, he expanded his wealth planning expertise by obtaining the Certified Private Wealth Advisor (CPWA) designation. This advanced certification equipped him with the skills to address the unique challenges faced by high-net-worth individuals, including strategies for tax minimization, asset monetization and protection, growth maximization, and effective wealth transfer aligned with client goals. Ben’s clients appreciate his professionalism and resourcefulness in providing a comprehensive virtual family office experience that serves multiple generations. His deep passion for and the insights into the markets further enrich the value he delivers.
Ben’s select clients of multi-generational business owners’ executives, family offices, and athletes have created substantial wealth and hope to preserve it for the next generations. As a CPWA®, he understands this experience and the values that shape it—process, discipline, hard work, and perseverance. These are the qualities he brings to relationships with his clients who hope to evolve their hard-earned success into leading lives of significance where they can have a profound impact on their families and the world at large.
Ben holds a B.S. in business administration from the Leeds School of Business at the University of Colorado. He lives in Barrington, IL with his family. He is deeply involved in various civic and charitable organizations through his local and national clients, most notably as a director for the Western Golf Association | Evans Scholars Foundation.
Ben’s select clients of multi-generational business owners’ executives, family offices, and athletes have created substantial wealth and hope to preserve it for the next generations. As a CPWA®, he understands this experience and the values that shape it—process, discipline, hard work, and perseverance. These are the qualities he brings to relationships with his clients who hope to evolve their hard-earned success into leading lives of significance where they can have a profound impact on their families and the world at large.
Ben holds a B.S. in business administration from the Leeds School of Business at the University of Colorado. He lives in Barrington, IL with his family. He is deeply involved in various civic and charitable organizations through his local and national clients, most notably as a director for the Western Golf Association | Evans Scholars Foundation.
Securities Agent: CT, CA, VT, PA, MT, CO, MO, WI, VA, SC, NV, NM, MA, HI, FL, DC, AZ, TX, NY, WA, OR, NE, MI, MD, GA, OH, IL, DE, AL, TN, NH, MN, WY, IN, IA, NJ, NC, KS; General Securities Representative; Investment Advisor Representative
NMLS#: 2691012
NMLS#: 2691012
About Colleen Rapp
As a Financial Planning Specialist, Colleen and her team operate on the belief that understanding each client’s unique story, goals and priorities drives their custom advice. Colleen’s professional capabilities, competences and connections have translated clients’ individual needs and choices into robust, understandable, and empowering financial plans.
Colleen, originally from Chicago, earned her Bachelor of Science degree from Eastern Illinois University. She started her career at Allstate Financial Distributors and later joined AIG and First Trust Portfolios consulting with financial advisors and portfolio managers throughout the country before moving to Morgan Stanley in 2022. While at First Trust Portfolios, Colleen pursued her MBA in Finance from Dominican University in River Forest, Illinois.
Throughout her career, Colleen has focused on those areas where she can make a huge, positive difference in each client’s life. Her credentials, focused skills and experience help ensure that clients have a trusted advisor to lean on for clear thinking, perspective, and support.
She currently resides in Hawthorn Woods, Illinois with her husband, Ken. While away from the office, she enjoys hiking, playing piano and traveling with her family.
Pacesetter’s Club Member, 2025
Named to the 2025 Forbes Best-In-State Wealth Management Teams Ranking
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24.
Morgan Stanley Wealth Management Pacesetter’s Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Club membership is no guarantee of future performance.
Securities Agent: NH, MA, AZ, AL, KS, HI, WA, NJ, NV, NM, NC, DC, CA, WY, MN, LA, FL, WI, VA, TN, MT, TX, NY, MO, IL, OR, MI, IN, CO, SC, OH, CT, IA, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 2342153
Colleen, originally from Chicago, earned her Bachelor of Science degree from Eastern Illinois University. She started her career at Allstate Financial Distributors and later joined AIG and First Trust Portfolios consulting with financial advisors and portfolio managers throughout the country before moving to Morgan Stanley in 2022. While at First Trust Portfolios, Colleen pursued her MBA in Finance from Dominican University in River Forest, Illinois.
Throughout her career, Colleen has focused on those areas where she can make a huge, positive difference in each client’s life. Her credentials, focused skills and experience help ensure that clients have a trusted advisor to lean on for clear thinking, perspective, and support.
She currently resides in Hawthorn Woods, Illinois with her husband, Ken. While away from the office, she enjoys hiking, playing piano and traveling with her family.
Pacesetter’s Club Member, 2025
Named to the 2025 Forbes Best-In-State Wealth Management Teams Ranking
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24.
Morgan Stanley Wealth Management Pacesetter’s Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Club membership is no guarantee of future performance.
Securities Agent: NH, MA, AZ, AL, KS, HI, WA, NJ, NV, NM, NC, DC, CA, WY, MN, LA, FL, WI, VA, TN, MT, TX, NY, MO, IL, OR, MI, IN, CO, SC, OH, CT, IA, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 2342153
Securities Agent: NY, MO, IL, GA, MD, NE, KS, IA, HI, WA, NJ, NV, NM, NC, DC, CA, WY, MN, LA, FL, OR, MI, IN, CO, SC, OH, CT, PA, NH, MA, AZ, AL, WI, VA, TN, MT, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 2342153
NMLS#: 2342153
About Maria Wojcik-Llamas
For more than 20 years, Maria A. Wojcik-Llamas has delivered exceptional customer service to clients in the financial services industry. As a Wealth Management Associate with Aligned Wealth Management, she is one of the first points of contact for clients and the “go to” person for clients’ operational and administrative requests, such as check requests, fund transfers and document facilitation. She is a natural problem solver who prides herself on her attention to detail and delivers first class service with incredible personal care.
Maria graduated from Northeastern Illinois University with a Bachelor of Science degree in accounting. She began her career in the financial industry at Charter One Bank (formerly St. Paul Federal Bank). After working with clients for several years, she joined the Oakbrook Terrace branch of Smith Barney and later transitioned to the Barrington Branch.
Maria, her husband and three children live in the northwest suburbs. In her spare time, she enjoys camping, biking, playing volleyball and spending time with family and friends.
email address: alignedwealth-serviceteam@morganstanley.com
Maria graduated from Northeastern Illinois University with a Bachelor of Science degree in accounting. She began her career in the financial industry at Charter One Bank (formerly St. Paul Federal Bank). After working with clients for several years, she joined the Oakbrook Terrace branch of Smith Barney and later transitioned to the Barrington Branch.
Maria, her husband and three children live in the northwest suburbs. In her spare time, she enjoys camping, biking, playing volleyball and spending time with family and friends.
email address: alignedwealth-serviceteam@morganstanley.com
About Nate Stevens
Nate Stevens is a Registered Client Service Associate who recently joined the Aligned Wealth Management Group in Barrington, Illinois. His primary focus is providing first-class service to the clients he helps serve. He prides himself on his ability to proactively find solutions to problems clients might face now and in the future.
Nate graduated from the University of Kentucky with a Bachelor of Business Administration degree in Finance. In his spare time, Nate enjoys golfing, travelling, and spending time with his closest family and friends.
email address: alignedwealth-serviceteam@morganstanley.com
Nate graduated from the University of Kentucky with a Bachelor of Business Administration degree in Finance. In his spare time, Nate enjoys golfing, travelling, and spending time with his closest family and friends.
email address: alignedwealth-serviceteam@morganstanley.com
About Jack Algrim
Jack Algrim is a Client Service Associate who recently joined the Aligned Wealth Management group in Barrington, Illinois. He focuses on providing the best experience and personalized service to all the clients he helps serve to align best with their financial goals.
Jack graduated Summa Cum Laude from Iowa State University with a Bachelor of Science in Finance. Jack enjoys golfing, skiing, and spending time with friends. As an Eagle Scout, Jack developed a love for hiking, camping, and a devotion to service.
email address: alignedwealth-serviceteam@morganstanley.com
Jack graduated Summa Cum Laude from Iowa State University with a Bachelor of Science in Finance. Jack enjoys golfing, skiing, and spending time with friends. As an Eagle Scout, Jack developed a love for hiking, camping, and a devotion to service.
email address: alignedwealth-serviceteam@morganstanley.com
Contact Michael L Matthys
Contact Indra Josephs
Contact Benjamin Brown
Contact Colleen Rapp
Hear From Our Clients
Thankful for you and your team. You make the complex seem so easy! Grateful for the financial guidance and education you provide our entire family. We feel blessed to be associated with Aligned Wealth Management Group at Morgan Stanley.
Joe
Verified ClientJanuary 22, 2025
We appreciate your wisdom and guidance with managing our financial plan! (…and always reassuring me)! We are so fortunate to have such an amazing Morgan Stanley team to help us along our financial journey!
Thank you!
Eyde
Verified ClientJanuary 27, 2025
As long-time clients of Aligned Wealth Management, my family and I value you and your team’s input and help, and we look forward to continuing our relationship in the future. You have all helped make it possible for us to enjoy our travels. Thank you very much.
Al & Bea
Verified ClientFebruary 17, 2025
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
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Wealth Management
Global Investment Office
Portfolio Insights
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Are You Prepared for Retired Life?
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Ready to start a conversation? Contact Aligned Wealth Management Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
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3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
10Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
10Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
