My Story

For the past decade, I have helped affluent non-resident clients address the diverse challenges of managing their wealth. Many of these clients live in my native Ecuador, but I have worked with families and institutions from across Latin America. I speak their same "language" and understand their culture because I come from the same tradition. This has enabled me to understand my clients’ needs and build productive, long-term relationships. I was born in Cuenca, Ecuador where I lived until age 16. I also lived in Sweden for a year with a host family as an exchange student and graduated from High School in Southern California. I went on to earn a Bachelor of Arts in Economics at University of California in Santa Cruz (UCSC) and a Master of International Management from Thunderbird in Glendale, Arizona. I began my financial services in Ecuador, working as a corporate banker for almost ten years, primarily as a lending officer. Since 2002, I’ve been a Financial Advisor in South Florida, where I live with my wife and my two children.
Services Include
  • Financial Planning1
  • Professional Portfolio Management2
  • Business Succession Planning3
  • Corporate Pension Funds
  • Corporate Cash Management
  • Alternative Investments4
  • Fixed Income5
  • Lending Products
  • Life Insurance6
Securities Agent: FL, VA, TX, SC, NY, NJ, GA; General Securities Representative; BM/Supervisor; Investment Advisor Representative
NMLS#: 1418869
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*


2004 - Present: Morgan Stanley Wealth Management
Managing Director
Portfolio Management Director / International Client Advisor
Miami, FL

2002 - 2004: UBS Financial Services
Financial Advisor
Boca Raton, FL

1999 - 2002: Dinamica
General Manager / Partner
Quito, Ecuador


    • MBA - International Management, 1990 Thunderbird School of Global Management Glendale, AZ
    • Bachelor of Arts, 1989 University of California, Santa Cruz Santa Cruz, CA
    • Portfolio Management Designation - MSSB
    • Financial Planning Specialist Designation - MSSB
    • Alternative Investments Certification - MSSB
    • Exchange Traded Funds Certification - MSSB
    • Series 7, 9, 10 & 66


    • Chairman's Council 2016 - 2017
    • President's Council, 2006 - 2007 - 2008-2015
    • Master's Council, 2009 - 2010 - 2011 - 2012 - 2013-2014
    • Blue Chip Council, 2005 - 2006


    • H2O Group Morgan Stanley
    • Sigma Alpha Epsilon Alumni Association Member Miami, FL


    201 S Biscayne Blvd
    Ste 2000
    Miami, FL 33131
    (305) 376-8534(305) 376-8534
    (800) 327-8534(800) 327-8534
    (305) 376-8524(305) 376-8524

    Investment and Market Perspectives

    On the Markets


    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
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    Five Smart Strategies to Use a Bonus or Raise

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    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

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    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Insights and Outcomes

    Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
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    Access Morgan Stanley Online

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    Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
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    Ready to start a conversation? Contact Alberto Alberto Moreno today.
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    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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    5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

    6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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    CRC 2019752 10/2018