Adam J Darrow
Managing Director, Financial Advisor, Senior Portfolio Management Director
Phone:
(212) 315-6291(212) 315-6291
Adam J. Darrow
Managing Director, Wealth Management,
Financial Advisor,
Senior Portfolio Management Director
Direct:
(212) 315-6291(212) 315-6291
Toll-Free:
(877) 505-9275(877) 505-9275
Industry Award WinnerMy Mission Statement
Our mission is to earn your trust through open and clear communication, objective advice, hard work and a genuine concern for your overall financial well-being.
My Story and Services
Adam J Darrow is a Managing Director, Financial Advisor, Senior Portfolio Management Director for the Marathone Group. He has over 31 years of wealth management experience and has been with Morgan Stanley and its predecessor firm since 1999. In addition to his leadership and management responsibilities for the group, Adam helps develop and implement wealth management strategies for his clients by concentrating on financial planning, portfolio construction, risk management and behavioral counseling. He is dedicated to delivering highly responsive and individualized solutions to his clients, using a focused, objective planning process. Adam is firmly committed to building lasting relationships by delivering goal-oriented results and exceptional client service.
By putting his clients first and sincerely caring about their future, Adam has developed a successful practice. He takes pride in having worked with clients for decades, including families whom he has served for multiple generations. His dedication to his clients has fostered long-term, trusting relationships.
Adam strives to provide an extraordinary high level of service. Clients’ portfolios are attentively monitored, and meetings are scheduled to appraise goals and evaluate financial conditions. He is accessible and all questions are welcomed.
Adam was named one of the top Wealth Advisors in America by Forbes Magazine in 2021, 2022, 2023 & 2024. He has been awarded the designation of Senior Portfolio Management Director at Morgan Stanley which is the highest internal designation for Financial Advisors at the firm who manage client assets on a discretionary basis.
Prior to joining the firm, Adam worked as a Financial Advisor at Merrill Lynch.
Adam and his wife have been married for 23 years. The couple have 2 daughters, Lindsay and Morgan. In Adam's free time he enjoys spending time with his family, going to the beach as well as spending time planting and gardening. He is an avid Jets, Mets and Knicks fan and likes to work out with the Peloton. He is a huge fan of the band COLDPLAY.
The awards/ratings listed above are based on quantitative and qualitative criteria. The awards/ratings may not be representative of any one client’s experience and is not indicative of the Financial Advisor’s future performance. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors pay a fee in exchange for the awards/ratings.
2021, 2022, 2023 & 2024 Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded 2021,2022,2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of the year the award was issued.
By putting his clients first and sincerely caring about their future, Adam has developed a successful practice. He takes pride in having worked with clients for decades, including families whom he has served for multiple generations. His dedication to his clients has fostered long-term, trusting relationships.
Adam strives to provide an extraordinary high level of service. Clients’ portfolios are attentively monitored, and meetings are scheduled to appraise goals and evaluate financial conditions. He is accessible and all questions are welcomed.
Adam was named one of the top Wealth Advisors in America by Forbes Magazine in 2021, 2022, 2023 & 2024. He has been awarded the designation of Senior Portfolio Management Director at Morgan Stanley which is the highest internal designation for Financial Advisors at the firm who manage client assets on a discretionary basis.
Prior to joining the firm, Adam worked as a Financial Advisor at Merrill Lynch.
Adam and his wife have been married for 23 years. The couple have 2 daughters, Lindsay and Morgan. In Adam's free time he enjoys spending time with his family, going to the beach as well as spending time planting and gardening. He is an avid Jets, Mets and Knicks fan and likes to work out with the Peloton. He is a huge fan of the band COLDPLAY.
The awards/ratings listed above are based on quantitative and qualitative criteria. The awards/ratings may not be representative of any one client’s experience and is not indicative of the Financial Advisor’s future performance. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors pay a fee in exchange for the awards/ratings.
2021, 2022, 2023 & 2024 Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded 2021,2022,2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of the year the award was issued.
Securities Agent: DE, SC, ME, MD, AZ, VT, TX, MI, WA, MA, PA, FL, NY, NJ, NH, NC, CA, WY, MO, GA, MS, IL, RI, OH, NM, CT, CO, HI, VA, NV, MN; General Securities Representative; Investment Advisor Representative
NMLS#: 1297824
NMLS#: 1297824
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
OUR UNIQUE APPROACH
We use a disciplined four-step process that will allow us to learn about your financial and personal goals so that we may design and implement appropriate solutions for you.
Discovery Meeting
We begin with an in-depth conversation where we ask questions and listen carefully to gain an understanding of what is important to you, your family, and your legacy. Through our discussion, we will learn about your values as well as your financial affairs and identify the unique circumstances of your situation. We expect to gain an understanding of your income, assets, liabilities, income tax situation, retirement plans, insurance, estate planning, risk profile, and any other relevant areas.
Analysis
Using the information obtained during discovery, we will review your current financial situation and desired financial goals and determine appropriate strategies for you that address all of the relevant disciplines of wealth management.
Proposal & Execution
During the proposal stage of the process, we will present a customized wealth management plan with specific recommendations designed to achieve your particular goals. Upon your approval, we will set into motion a course of action that strives to align your values and vision.
Monitoring and Performance
We will oversee your progress towards your goals and periodically update you through meetings and calls. We may recommend adjustments to your investment portfolio or the other wealth management strategies employed due to changing market conditions or changes in your circumstances to help keep you on track towards achieving your goals.
What's Happening In Finance
Here at Morgan Stanley, we strive to simplify complex financial ideas so that our clients understand what is being done on their behalf to plan for their financial future. We are firm believers of giving our clients as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business world today.
Global Investment Committee Research
Investors seem to agree that the economy is beset by huge excesses and extremes, and that 2022 is likely to normalize economic growth and inflation. However, will the new business cycle resemble the prior one of low growth and low inflation, or are structural shifts afoot that require portfolio repositioning? Read our recent report, 2022 Outlook: The Great Rebalancing Begins by Lisa Shallet, Chief Investment Officer and Head of the Global Investment Office, Morgan Stanley Wealth Management.
Read the GIC Weekly Report
US Policy Pulse 2022
In this report we discuss our top 10 policy actions to watch and how they might affect both the markets and the economy. Read our recent report, US Policy Pulse: 10 Policy Actions to Watch in 2022 by Monica Guerra, Investment Strategist at Morgan Stanley.
Read the US Policy Pulse Report
Russia-Ukraine: Mapping Geopolitical Uncertainty
The conflict in Ukraine has already exacted a heavy toll. Though the outcome is unclear, the war will continue to weigh on global economies, with ramifications for central bank policy, energy, commodities and more. A look at the path ahead.
Read the Article HereDigital Tools and Resources
Morgan Stanley's comprehensive suite of digital resources has been carefully designed to help enhance each and every aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley mobile app! Access your finances and invest in an instant with the help of this handy resource that is available 24/7.
Learn more about Morgan Stanley Online
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
Learn more about Total Wealth View
Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative risk engine used by several of the world’s largest institutional asset managers, providing you with comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios. This tool can assist you in making educated investment decisions with increased confidence.
Learn more about the Portfolio Risk Platform
Family Office Resources
Morgan Stanley Family Office Resources provides specialized, technical expertise to ultra-high net worth clients across a broad range of family wealth management issues. Our core capabilities span three complementary areas of focus including Governance & Legacy, Wealth Strategies and Signature Access.
Learn more about Family Office Resources
Online Security Center
Safeguarding your assets and personal information is paramount to us at Morgan Stanley. Learn about our extensive security measures and take advantage of our numerous resources geared towards helping you stay protected on the web.
Learn more about the Online Security Center
eDelivery
eDelivery provides you with the convenience to view statements and other firm related documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
Learn more about eDeliveryLocation
399 Park Ave 12th Fl
New York, NY 10022
US
Direct:
(212) 315-6291(212) 315-6291
Toll-Free:
(877) 505-9275(877) 505-9275
Fax:
(646) 952-7682(646) 952-7682
Meet My Team
Julian Greco
Registered Associate
Phone:
(212) 315-6352(212) 315-6352
Adam I. Nussen
Senior Client Service Associate
Phone:
(212) 307-2846(212) 307-2846
About Adam J Darrow
Adam J Darrow is an Executive Director and Portfolio Management Director. He has over 31 years of wealth management experience and has been with Morgan Stanley and its predecessor firm since 1999.
Adam takes a holistic approach to guiding clients. He not only conducts a detailed review of your finances, but takes the time to find out about your family, values, aspirations, and thoughts on risk. He uses this information in combination with the firm’s modern wealth management analytics to formulate customized strategies. Developing a thorough understanding of each client’s unique situation and creating an individualized plan is the most effective way to reach your objective. One of Adam’s greatest joys is helping clients achieve their goals.
By putting his clients first and sincerely caring about their future, Adam has developed a successful practice. He takes pride in having worked with clients for decades, including families whom he has served for multiple generations. His dedication to his clients has fostered long-term, trusting relationships.
Adam strives to provide an extraordinary high level of service. Clients’ portfolios are attentively monitored, and meetings are scheduled to appraise goals and evaluate financial conditions. He is accessible and all questions are welcomed.
Prior to joining the firm, Adam worked as a Financial Advisor at Merrill Lynch. He attended the University of Massachusetts where he received a degree in Sports Management.
Adam and his wife have been married for 23 years. The couple have 2 daughters, Lindsay and Morgan. In Adam's free time he enjoys spending time with his family, going to the beach as well as spending time landscaping and gardening. He is an avid Jets, Mets and Knicks fan and likes to work out with the Peloton. He is a huge fan of the band COLDPLAY.
Adam takes a holistic approach to guiding clients. He not only conducts a detailed review of your finances, but takes the time to find out about your family, values, aspirations, and thoughts on risk. He uses this information in combination with the firm’s modern wealth management analytics to formulate customized strategies. Developing a thorough understanding of each client’s unique situation and creating an individualized plan is the most effective way to reach your objective. One of Adam’s greatest joys is helping clients achieve their goals.
By putting his clients first and sincerely caring about their future, Adam has developed a successful practice. He takes pride in having worked with clients for decades, including families whom he has served for multiple generations. His dedication to his clients has fostered long-term, trusting relationships.
Adam strives to provide an extraordinary high level of service. Clients’ portfolios are attentively monitored, and meetings are scheduled to appraise goals and evaluate financial conditions. He is accessible and all questions are welcomed.
Prior to joining the firm, Adam worked as a Financial Advisor at Merrill Lynch. He attended the University of Massachusetts where he received a degree in Sports Management.
Adam and his wife have been married for 23 years. The couple have 2 daughters, Lindsay and Morgan. In Adam's free time he enjoys spending time with his family, going to the beach as well as spending time landscaping and gardening. He is an avid Jets, Mets and Knicks fan and likes to work out with the Peloton. He is a huge fan of the band COLDPLAY.
Securities Agent: DE, SC, ME, MD, AZ, VT, TX, MI, WA, MA, PA, FL, NY, NJ, NH, NC, CA, WY, MO, GA, MS, IL, RI, OH, NM, CT, CO, HI, VA, NV, MN; General Securities Representative; Investment Advisor Representative
About Julian Greco
Julian Greco is a Registered Associate with the Marathone Group. He has over three years in the wealth management business and has been with Morgan Stanley since 2019.
He began his career in 2019 when joining Morgan Stanley and the Marathone Group. Julian has since passed his FINRA licensing, now attaining a series 7 and series 66. He has a deep interest in following world news and deciphering how it impacts economies and business. From this, he takes great pride in generating meaningful research that translates into sound client advice. Julian focuses on taking a hands-on approach for active client management when discussing markets outlooks and new trade ideas with clients.
The Marathone Group pride themselves on keeping their clients one step ahead of the game. Always remaining on call for clients, taking a proactive approach, and driving results through solution-based problem-solving. Their combined dedication and attention to detail are what make the difference for the clients and their families' financial future.
Raised in the south Jersey area, Julian came from a caring family who put family above all else. He graduated from the University of Rutgers with a major in Business Management. Julian and his girlfriend enjoy traveling, exploring and plan to move back into the city this fall. In his free time, he values spending time with his family, friends, and girlfriend. As an adrenaline junkie who loves being outdoors, Julian spends time snowboarding, riding his motorcycle and traveling.
He began his career in 2019 when joining Morgan Stanley and the Marathone Group. Julian has since passed his FINRA licensing, now attaining a series 7 and series 66. He has a deep interest in following world news and deciphering how it impacts economies and business. From this, he takes great pride in generating meaningful research that translates into sound client advice. Julian focuses on taking a hands-on approach for active client management when discussing markets outlooks and new trade ideas with clients.
The Marathone Group pride themselves on keeping their clients one step ahead of the game. Always remaining on call for clients, taking a proactive approach, and driving results through solution-based problem-solving. Their combined dedication and attention to detail are what make the difference for the clients and their families' financial future.
Raised in the south Jersey area, Julian came from a caring family who put family above all else. He graduated from the University of Rutgers with a major in Business Management. Julian and his girlfriend enjoy traveling, exploring and plan to move back into the city this fall. In his free time, he values spending time with his family, friends, and girlfriend. As an adrenaline junkie who loves being outdoors, Julian spends time snowboarding, riding his motorcycle and traveling.
About Adam I. Nussen
Adam Nussen is a Senior Client Service Associate with The Marathone Group. He has over 18 years of wealth management experience and has been with Morgan Stanley since 2003.
He began his career in the financial industry back in 2003, as an intern at Smith Barney. Adam greatly enjoyed the culture and the team environment he experienced early on in his career with the firm. During the merger in 2009 with Morgan Stanley, Adam continued with the firm and joined the Marathone group.
Adam seeks to provide an exceptional level of administrative support to the team while building long-term client relationships. Adam graduated from Plattsburgh State University in 2003, with a major in Business Marketing, and a minor in Business Analytics.
Adam takes great pride in spending time with his family. He enjoys quality time with his spouse and two children. In his free time, Adam focuses on coaching his son’s baseball team and helping him with his swimming lessons. As well, he enjoys watching his sports teams, the New York Jets and Rangers. Adam has been married for 14 years with two sons, Jason and Zachary.
He began his career in the financial industry back in 2003, as an intern at Smith Barney. Adam greatly enjoyed the culture and the team environment he experienced early on in his career with the firm. During the merger in 2009 with Morgan Stanley, Adam continued with the firm and joined the Marathone group.
Adam seeks to provide an exceptional level of administrative support to the team while building long-term client relationships. Adam graduated from Plattsburgh State University in 2003, with a major in Business Marketing, and a minor in Business Analytics.
Adam takes great pride in spending time with his family. He enjoys quality time with his spouse and two children. In his free time, Adam focuses on coaching his son’s baseball team and helping him with his swimming lessons. As well, he enjoys watching his sports teams, the New York Jets and Rangers. Adam has been married for 14 years with two sons, Jason and Zachary.
Awards and Recognition
Forbes Best-In-State Wealth Advisors
2021-2024 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2021-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Adam J. Darrow today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
