Adam Boole, CEPA®
Vice President,
Financial Advisor
Direct:
(239) 449-7868(239) 449-7868
My Mission Statement
To deliver tailored wealth planning strategies to address the complex and multifaceted needs of affluent families and individuals.
Global Firm, Local Team
As the financial world becomes more complex and investment choices multiply, careful planning becomes ever more important to helping you achieve your financial goals. As Financial Advisors, our role is to work with you to help you develop a strategy that lays out a clear path to your goals — a strategy that we develop in collaboration with you, and one that you can follow with confidence in the face of the market's ups and downs. Together, we will explore your aspirations and the life you envision. We will work with you to translate your goals into a specific investment objective and personalized investment strategy. And then, drawing on the team's experience — and perspective informed by the insight and resources of one of the world's largest financial firms — we will structure a portfolio for you, executing and refining that strategy to help bring you closer to your definition of investment success. Our clients include individuals, couples and families located across the country, with a majority concentrated in Florida. We work with current and retired corporate C-suite executives, professional athletes, entrepreneurs and business owners. We have assisted several clients who have started, built and then sold companies, or taken them public. We also work with a number of Nonprofit organizations, Foundations, and Corporate Retirement Plans in helping them achieve their goals. When you look at wealth management from a long‐term perspective, one thing becomes clear: it's your future, not just your money. And over time, we can help you navigate the noise and distractions of challenging markets, providing a disciplined sense of focus on what's most important — your progress toward your goals.
Why Choose The Calleja Group?
- We promise to accept only those clients whom we can properly service.
- We see the value in having authentic interactions and strong relationships with our clients.
- As stewards of our client's wealth, and legacy, it is our honor to safeguard their assets.
- We strive to build bonds that extend beyond the business setting.
- We offer the most relevant and effective strategies for our clients and their families.
- Our team is open, honest, and demonstrates mutual respect and honor.
- We realize that what we create must be built on a foundation of integrity, open communication, and trust.
Securities Agent: AL, OR, DE, VT, TN, ND, LA, IL, HI, PR, MN, MD, MA, KY, AZ, SD, NH, MO, ME, IN, ID, AK, WI, VA, SC, PA, IA, AR, TX, OH, MS, GA, CT, CA, NE, WY, WV, RI, MT, KS, NV, NM, NC, MI, CO, VI, UT, OK, NY, NJ, FL, DC, WA; General Securities Representative; Investment Advisor Representative
NMLS#: 1685001
CA Insurance License #: 4180732
NMLS#: 1685001
CA Insurance License #: 4180732
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working with the right team is a very important decision that can give you more confidence today and a more secure future. One of the vital roles in our relationship is listening carefully to your vision of the future and guiding you to make that vision a reality.
OUR PROCESS
Our Commitment to our Clients is founded on Five Principles:
CONFIDENCE - In a business that has navigated nearly 80 years of market cycles
ACCESS – to Morgan Stanley's brightest people and best resources
FOCUS – An exclusive focus on High Net Worth & Ultra High Net Worth Individuals, Families, and Foundations
INSIGHT – Objective solutions for your family's needs that reflect our insight into the complex financial world
PERSONAL SERVICE – The highest levels of Personal Service by serving a limited number of clients per Advisor
Extensive Capabilities
Our world-class talent and global resources are among the most sophisticated and extensive available. The Calleja Group uses rigorous analytical tools and models to create customized solutions based on the complex needs of each family, endowment or foundation.
OUR PROCESS
Our Commitment to our Clients is founded on Five Principles:
CONFIDENCE - In a business that has navigated nearly 80 years of market cycles
ACCESS – to Morgan Stanley's brightest people and best resources
FOCUS – An exclusive focus on High Net Worth & Ultra High Net Worth Individuals, Families, and Foundations
INSIGHT – Objective solutions for your family's needs that reflect our insight into the complex financial world
PERSONAL SERVICE – The highest levels of Personal Service by serving a limited number of clients per Advisor
Extensive Capabilities
Our world-class talent and global resources are among the most sophisticated and extensive available. The Calleja Group uses rigorous analytical tools and models to create customized solutions based on the complex needs of each family, endowment or foundation.
Discovery
We take the time to fully understand you and your family - whether you're planning for retirement, purchasing a home, or living out your golden years - we consider various challenges, goals, and aspirations when building your financial picture.
Forming Your Strategy
Using your life goals as our compass, we create a risk-balanced strategy which maps a clear path to helping achieve your success.
Implementing Your Plan
We apply extensive research and analysis, and also utilize Morgan Stanley's full suite of resources, to ensure swift decisive action in various market scenarios.
Measuring Your Success
We check in with you to deliver metrics around your portfolio, and ultimately measure trajectory towards your goals. Our ultimate mission is your success and well-being.
The Calleja Group is proud to work with a number of Nonprofit organizations and foundations. Please see below for just some of the many organizations the team has participated in
Youth Haven
Youth Haven was established to fulfill an immediate need for emergency shelter for children who have been removed suddenly from a traumatic home situation. A group of caring local individuals worked together with law enforcement and community partners to create a safe space for each of these children in need.
Naples Players
The Naples Players continually seeks to enrich, educate, and entertain the community through a superior theatre experience. TNP is a premier community theatre, seeking to inspire passion for the performing arts through unparalleled access to the process, experience, and conversations surrounding the arts and the community.
Golisano Children's Museum of Naples
A 501(c)(3) not-for-profit charitable organization founded in 2002, the Golisano Children’s Museum of Naples (CMON) is a brain-building powerhouse and Southwest Florida’s first museum devoted to children and families. This safe and wonderful place inspires children and families to have fun while learning together.
American Cancer Society
The American Cancer Society is a leading cancer-fighting organization with a vision to end cancer as we know it, for everyone. They strive to improve the lives of people with cancer and their families as the only organization combating cancer through advocacy, research, and patient support, to ensure that everyone has an opportunity to prevent, detect, treat, and survive cancer.
Shelter for Abused Women & Children
The Shelter's mission is to lead and collaborate with the community to prevent, protect and prevail over domestic violence and human trafficking. Based in Naples, Collier County, FL, USA, The Shelter operates a 24-hour Crisis Line, two 60-bed emergency shelters (Naples and Immokalee, FL) and nine Transitional Living cottages in Collier County, FL. All in-house and outreach programs and services, training and education are provided free of charge.
Opera Naples
Their mission is to be a professional opera company known for excellence and innovation by presenting quality opera, musical performances, education, and community engagement programs
Guadalupe Center
The Guadalupe Center is a purpose driven non-profit organization that exists to create possibilities through education for the students of Immokalee fostering personal and academic success leading to economic independence.
Naples Ballet
Naples Ballet and Company is a 501(c), nonprofit organization dedicated to setting new standards for artistic excellence and promoting cultural enrichment by creating awareness of the art of dance within the Naples community. Their mission is to provide dancers of all ages with professional dance instruction and performance opportunities.
Naples Botanical Gardens
Naples Botanical Garden conserves the plants and habitats of the tropics, cultivates beauty, offers knowledge, and inspires the protection of nature.
PACE Center for Girls
Pace is one of the only multi-state gender-responsive, trauma-informed, and strength-based models for girls in the country, with a proven evidence base. Dedicated to changing the lives of girls through the development of critical life, health and mental health, and academic skills, Pace has a successful and proven program model that has changed the life trajectory of more than 40,000 girls and is recognized as one of the nation’s leading advocates for girls.
Humane Society Naples
Humane Society Naples is an independent nonprofit serving the public by providing care, shelter and placement into loving homes for orphaned animals in the Collier County area through pet adoptions. They never place a time limit on how long dogs, cats and other pets stay at their shelter.
Women Enabled Enterprises
WEE is a non-profit organization helping low income, high potential women in Africa start or grow a micro business for self-sufficiency. Ana Munro is on the Board of Directors and provides ongoing support to WEE's mission.
Compassion International
Through a holistic approach to child development, Compassion reaches children nationally and internationally to help release them from poverty.
The organization has a holistic approach as it blends physical, social, economic and spiritual care together.
Ana Munro has been a sponsor for several years.
Juan Ocanas has also been a sponsor of Compassion International for more than seven years.
The organization has a holistic approach as it blends physical, social, economic and spiritual care together.
Ana Munro has been a sponsor for several years.
Juan Ocanas has also been a sponsor of Compassion International for more than seven years.
Girls Who Invest
This organization's primary mission is to bring more women into portfolio management and leadership roles. Their approach is inclusive: education, mentoring, internships and a supportive community.
GFWC - General Federation of Women's Clubs
The GFWC's local chapter is the Naples Woman’s Club, a non-profit organization working to enhance the lives of others through philanthropic activities and volunteer service. Ana Munro serves as Sponsorship Chair and is a member of the Empowering Women Committee. Notable members of the GFWC include Sandra Day O'Connor (first woman Supreme Court Justice), Ellen Ochoa (first Hispanic woman astronaut to orbit space), Michelle Wie West (youngest woman to qualify for the LPGA), and Grace Brewster Murray Hopper (Naval Admiral who developed the Cobol programming language).
Parkinson’s Association of Southwest Florida
Parkinson’s disease affects some of our team members’ families as well as a number of our clients and their loved ones. The Parkinson’s Association of SWFL is a vital organization to improve the quality of life of those affected by Parkinson’s and other neurodegenerative diseases. They offer a variety of programs to educate, enrich and empower those affected. We are proud supporters of their important mission.
American Heart Association
Ana Munro and The Calleja Group are proud supporters of Go Red for Women, an initiative whose mission is to bring awareness about prevention and warning signs of cardiovascular disease, the number 1 killer of women - causing 1 in 3 deaths each year.
Planning For Your Family's Financial Needs
Philanthropic Planning
Many of us prefer to combine our support for the causes and people we care about with a desire to save on taxes. Fortunately, there are strategies that may help us accomplish both. Whether you want to donate to charity or invest in a loved-one’s future, consider these tax‐smart ways to help make your giving go further.
Tax Savvy Ways of Giving Back
Trust and Estate Planning
With you every step of the way. The Calleja Group analyzes a client's tax and estate structures so that their tax characteristics are accurately incorporated in the asset allocation analysis performed for the client.
The State of Your Parents' Estate
Intangible Asset Management
Intangible assets are becoming increasingly important for individuals and companies to grow and generate profits.
Expectations and the Role of Intangible Assets
Family Governance
Particularly in the case of an ultra high net worth family engaged in a common enterprise, such as running a family business, operating a family office, or simply investing together as a family, it's extremely important to have a sound framework within which to make decisions - in other words, a family governance system.
Family Governance system
Signature Access
A broad range of specialty services are available to enrich and enhance the health, safety, comfort, and interests of affluent families, from private aviation, personal security, art advisory, and household staffing, to private health advisory services and advisory services for single family offices.
The Lifestyle Advisory Offering
Wealth Education
Achieving your investment goals isn’t just about maximizing returns. Reducing tax liabilities in your portfolio can also play a key role in helping you build wealth over the long run. As you review your income and portfolio, consider these steps to help reduce taxes on your investments.
How to Help Reduce Tax LiabilitiesAlternative Investment Strategies
Concentrated Stock Management
Concentrated positions can increase investment risk. The simplest way to reduce that risk is to diversify your portfolio. However, many investors may be unable or unwilling to sell their concentrated position. The Calleja Group works to develop hedging and monetization strategies on high net worth individual's concentrated stock positions, that allow these investors to generate additional income on these concentrated positions.
Writing Covered Call Options
Commodity Management
When a passion for collecting evolves into something of considerable value, a new set of considerations comes in to play. Hear what our panel has to say about collections as an investment class, including best practices and common pitfalls among collectors of fine art, antiques, classic cars, vintage wines and other stores of value that stir the passions.
Art as an Investment Class
Insurance Solutions
A sound wealth plan involves more than just seeking returns. It also involves mitigating and managing risks, helping to cushion you when the unexpected occurs. An insurance product can help you plan for and guard against life’s hidden curves – to help protect your assets and your family.
Protection Against the Unexpected
Private Credit and Equity
Private Credit investing is an essential component of Morgan Stanley Investment Management’s alternative investments platform. The Calleja Group manages a well-defined group of strategies and seek to deliver attractive returns to their investors by forging successful partnerships with their portfolio companies.
Capital Seekers
Banking Solutions
Morgan Stanley provides a full range of banking, lending, and cash management services for individuals and small businesses.
Banking at the Speed of Light
Exchange Funds
An exchange fund is a special-purpose vehicle that offers holders the ability to diversify their investments by exchanging stock positions, oftentimes in highly appreciated or restricted stock, for shares of a diversified portfolio. Contributions of appreciated stock to a properly structured exchange fund are not taxable under current federal tax law.
An Important Alternative for your Asset AllocationLocation
8889 Pelican Bay Blvd
Ste 300
Naples, FL 34108
US
Direct:
(239) 449-7868(239) 449-7868
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
Article Image
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
The Robots are Coming
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Adam Boole, CEPA® today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
