Jennifer Woods
Senior Client Associate
Phone:
(239) 432-1302(239) 432-1302
Aaron P. White, CFP®, CEPA®
Executive Director,
Financial Advisor,
Senior Portfolio Management Director,
Alternative Investments Director
Direct:
(239) 432-5268(239) 432-5268
My Mission Statement
We work alongside our clients to help them build, maintain, and transition their wealth through life’s ups and downs. The core of our relationship is focusing on long-term, planning-based solutions and never losing sight of what your wealth means to you and what your definition of success is.
Aaron's Story
Aaron is a Financial Advisor who advises families, executives, and business owners to make confident financial decisions—whether they're building wealth, preparing for retirement, or planning for a major liquidity event. With more than two decades in financial services, he partners with clients to navigate complexity, stay focused through changing markets, and align financial decisions with what matters most.
Aaron serves clients as a Certified Financial Planner™ (CFP®) and Certified Exit Planning Advisor (CEPA®), and he brings extensive experience in portfolio construction and ongoing investment management. He is known for being highly responsive, collaborative, and proactive—bringing personalized planning and investment guidance designed to help clients make progress toward their goals.
A native Floridian and graduate of the Warrington College of Business at the University of Florida, Aaron began his career in 2003 at UBS Financial Services and joined Morgan Stanley in 2009. He enjoys staying actively engaged with the markets and working closely with colleagues to deliver thoughtful solutions tailored to each client's needs.
Aaron believes strongly in giving back. He and his wife, Amber, support and volunteer with organizations including Valerie's House, and he has served his community through church and school leadership. Aaron and Amber live in Fort Myers and are proud parents of two daughters, Emily and Aubrey, who attend the University of Florida—further fueling Aaron's enthusiasm as a dedicated Gators fan. Outside the office, he enjoys running, weightlifting, tennis, boating, and spending time at the beach with his family.
Awards
- Morgan Stanley Master's Club (2020–2026)
- Morgan Stanley Century Club (2019)
How Aaron Adds Value (Services)
- Comprehensive financial planning (cash flow, goals, major life transitions)
- Retirement planning (income strategy, distribution planning, long-term objectives)
- Investment management & portfolio diversification (aligned to risk, time horizon, and goals)
- Business owner planning & exit planning (liquidity planning, transition considerations, legacy goals)
- Alternative investments (when appropriate, as part of an overall allocation and risk profile)
- Coordination with CPAs and attorneys to help clients address the full financial picture
Securities Agent: AZ, MO, MI, NH, HI, FL, AL, TN, NJ, KS, WI, NY, NV, GA, PA, NM, CT, VT, RI, OH, NC, ME, WA, LA, DE, TX, SC, OK, MS, IA, VA, CO, CA, PR, WV, OR, NE, MT, MN, MD, MA, IN, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1270084
NMLS#: 1270084
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
SUITE OF SERVICES
Financial Planning
My approach to financial planning combines high-touch advisory services with Morgan Stanley's Modern Wealth Management tools, providing clients with a comprehensive and adaptive financial roadmap. This process is designed to be flexible, allowing you to meet your changing needs and support your long-term financial being.
Retirement Planning
One of my key areas of focus is helping you prepare for and thrive in retirement. From IRAs to RMDs, I will help you manage the complexities of your comprehensive assets, helping you easily transition to the next phase of your life with a sense of security and confidence.
Business Succession Planning
As a CEPA®, I am passionate about supporting small business owners as they work hard to build, grow, and eventually transition their businesses. If you're a business owner thinking about your company's future, let's connect and discuss strategies for a successful exit when the time is right.
Portfolio Management
With a deep understanding of unique financial goals, risk tolerance, and investment horizon, we guide each client through strategic decisions that align with their personal objectives. Our goal is to manage your risk, while capitalizing on opportunities for growth.
Alternative Investments
Explore investments beyond traditional portfolios. With unmatched experience, scale, and reach across our vast global network, Morgan Stanley is an industry leader in alternative investments-providing access to exclusive offerings, preeminent fund managers and innovative investment opportunities.
An Industry-Leading Alternative Investments Platform
Our comprehensive strategies, diverse talent and global resources enable us to offer investment opportunities that can help qualified investors enhance returns, reduce volatility, manage taxes, and generate income.
- A curated platform of alternative investment offerings spanning a broad range of vehicles across the liquidity spectrum, including private equity, private credit, real assets, hedge funds, and more
- Invest directly in private companies through Morgan Stanley's Private Markets platform
- First look and exclusive access to funds that may otherwise only be available to institutional investors
- Generally lower investment minimums and institutional-level pricing negotiated across asset classes
- Comprehensive and rigorous diligence process driven by qualitative and quantitative frameworks and overseen by a committee of senior investment, risk, legal, and compliance professionals
- World-class research adheres to a rigorous due diligence process to provide product-agnostic advice
ADVISING SUCCESSFUL BUSINESS OWNERS
As a Certified Exit Planning Advisor (CEPA®), Aaron has helped numerous business owners analyze their options for selling their companies at favorable terms and determine how much they will really need from a sale to support their desired lifestyle. We have worked with a number of successful business owners and their attorneys, accountants, and other advisors to integrate their succession plan with their overall finances and help them understand the many alternatives available to them
- A deep introspective look at personal and business goals of the owner and family, the company, and the company's employees
- A strategic plan in advance of the exit and provides the business owner greater control in timing an exit
- Knowledgeable advisors at critical stages of the succession planning process (legal, structuring, valuation, tax, estate, wealth planning, etc.)
- Quarterback the transaction from start to finish
- Gather objective information regarding all strategic alternatives
- Gain access to business transition professionals
- Position key advisors where needed at appropriate times within the process
The Problem
Over 23 million private businesses in America have a significant portion of their owners nearing retirement age within the next two decades. Succession planning is a pressing issue that oftentimes is overlooked or reactionary, not a well thought out, pro-active process.
Keys to achieving a successful exit plan include:
The Solution
Morgan Stanley can assist business owners throughout a sale or other exit process with an impartial view of the options available within the current capital markets and…
MANAGING YOUR MONEY IN A DIGITAL WORLD
Digital technology is centered on how people communicate, consume, transact, and travel. Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer our clients.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Total Wealth View
With this service, you can view all your assets and liabilities together – whether held at Morgan Stanley or elsewhere – in one place for a comprehensive overview of your assets.
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Location
7811 University Pointe Drive
Ft. Myers, FL 33907
US
Direct:
(239) 432-5268(239) 432-5268
Meet My Team
About Jennifer Woods
Jennifer has over 20 years of experience as a fully registered associate with prominent wire house firms, including UBS Financial Services, Smith Barney, and Morgan Stanley, where she served professional teams and their clients.
In 2017, she transitioned to the real estate sector in Charlotte, North Carolina, successfully building a network of business owners and investors. In 2021, Jennifer returned to SW Florida to be closer to family and rejoined the financial services industry.
Jennifer is also a passionate supporter of military veterans and local heroes, having contributed to various community programs. She served as an ambassador with the Union County Chamber of Commerce in NC, supporting teacher scholarships, the homeless shelter, and food banks. In her leisure time, she enjoys traveling and spending time on Florida's sunny beaches with her husband and daughter.
In 2017, she transitioned to the real estate sector in Charlotte, North Carolina, successfully building a network of business owners and investors. In 2021, Jennifer returned to SW Florida to be closer to family and rejoined the financial services industry.
Jennifer is also a passionate supporter of military veterans and local heroes, having contributed to various community programs. She served as an ambassador with the Union County Chamber of Commerce in NC, supporting teacher scholarships, the homeless shelter, and food banks. In her leisure time, she enjoys traveling and spending time on Florida's sunny beaches with her husband and daughter.
Wealth Management
Global Investment Office
Portfolio Insights
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Ready to start a conversation? Contact Aaron P. White today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
