Welcome

With more wealth brings more complexity. Like many others, you’re probably already well on your way toward a secure retirement, but don’t know where to go from here. This can lead to many questions.

             -Will my retirement savings last my whole life?     
- Are we saving enough?
- What age can we retire?    
- How do we invest in these market conditions?
      -What happens if either one of us needs long term care services?

The answers to questions like these are entirely unique to YOUR specific goals.  My hope is to help you realize those goals with the resources, knowledge, and experience we have access to.

In 2003, I began building the foundation for what has become a lifelong joy of service to others in this career.  This has developed into defined processes that helps me assist you align your strategy with your goals rather than some arbitrary benchmark.  The result is a goals-based approach to planning your future. This puts you and your unique goals at the center. 

We seek to offer the best thinking, recommendations and solutions available for your financial situation. Then we can decide mutually, if we can work together. I look forward to the opportunity in working with you and your family. Schedule an appointment by sending me an email or calling.

425-455-8257 and email at: aaron.wartes@morganstanley.com
Services Include
  • Wealth Management1
  • Financial Planning2
  • Retirement Planning3
  • Professional Portfolio Management4
  • Cash Management5
  • 401(k) Rollovers
  • Alternative Investments6
  • Annuities7
  • Corporate Retirement Plans8
  • Corporate Trust Services
  • Fixed Income9
  • Futures10
  • Lending Products
  • Life Insurance11
  • Long Term Care Insurance12
  • Trust Accounts13
Securities Agent: AK, AZ, CA, ID, IL, MT, OK, OR, PA, SC, TX, WA; Investment Advisor Representative; General Securities Representative
NMLS#: 1301205
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*

My Practice

I focus my practice on working with a select group of successful individuals and families across the Northwest. No matter their proximity, I meet with my clients face-to-face so I know them personally and understand their financial anxieties and aspirations. Through this process I become their cheerleader, advocate, and coach for all major life events.  The types of clients and life events I work closely with include:

           - Retirees
           - Pre-retirees (1 to 15 years from retirement)
           - Widows
           - Investors (want financial planning and portfolio reviews)
           - Wealth transfer & Philanthropic Planning Strategies
           - Inheritance
           - Sale of business or real estate


Working with a select group of individuals and families allows me to focus on creating solutions for every client.  For over 15 years, financial planning has been a core part of my practice.  Using a personalized wealth management planning tool, unique to Morgan Stanley, I can help you gain a better understanding of how to balance and achieve your financial goals.

Whether you have no plan at all or want a second opinion, contact me today if interested in a free financial plan and consultation.  Fill out the form below to get started.

My Values

My Values:

Integrity is paramount to me and my client relationships.  Everything I do revolves around my core values to business and life.


                1. Truthful and clear communication
                2. Humility- keeps me seeking knowledge & asking questions
                3. Always do the right thing
                4. Giving back


Professional Mission:

I am dedicated to using my integrity, abilities, and peer-resources at Morgan Stanley to help create an optimal & comprehensive financial strategy to guide & advise my clients. Specifically to help them: 


                1. Clarify their financial goals and personal priorities
                2. Remind them of #1 as needed
                3. Help them to stay true to those goals, regardless of market action
                4. Being an advocate, to help navigate the way forward

I seek to offer the best thinking, recommendations & solutions for your unique financial situation. Your success is my success.

Personal Mission:

I am dedicated to unreservedly trust God with my family, resources, decisions, and unknowns, focusing on being a life-enricher. I want to strive to be a leader and role model in my sphere, and be a source of encouragement and inspiration.

Make a Difference

Once you have done a good job of planning for yourself, the next idea, is what people and causes are important to you to make a difference?

Personal Interests

I enjoy spending time with my family, hiking, snow-shoeing, sailing, and playing my violin in the Everett Philharmonic Orchestra. I work closely with my church, Restoration Road Church in Snohomish, WA, including being a mentor to friends and marriages, and young people. Helping people realize their potential and possibilities is a total joy.

My wife Kandice and I enjoy watching lacrosse- we have three sons who play- and watching the NFL. Kandice is a piano teacher, and worship leader at Restoration Road Church. I also love reading books, & going out to Frozen Yogurt with our grandkids Ruby, Boaz, and Daniel. I personally enjoy reading the Bible and positive "How to"​ books. We love travelling to the Caribbean-- and hope one day to get to South America, & Asia. We took our first trip to Israel in 2018, and hope to go again.

I love learning and a deep conversations about life. I also like collecting quotes. Some of my favorites:

"God's will, will not take you, where Gods grace, can't sustain you." - Ruth Graham

"Judge a man not by his answers, but by his questions"- Anonymous

"Contentment makes poor men rich; discontentment makes rich men poor"- Benjamin Franklin

"Kites rise highest against the wind, not with it."- Anonymous

"Success is not final, failure is not fatal: it is the courage to continue that counts."- Winston Churchill

"The gem cannot be polished without friction nor man perfected without trials." Chinese proverb

    Client Service Team

    • Eileen Stenhoff - Client Service Associate

    Location

    225 108th Ave NE
    Suite 800
    Bellevue, WA 98004
    US
    Direct:
    (425) 455-8257(425) 455-8257
    Toll Free:
    (800) 733-6650(800) 733-6650
    Fax:
    (425) 462-0651(425) 462-0651

    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Five Smart Strategies to Use a Bonus or Raise

    Five Smart Strategies to Use a Bonus or Raise

    Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    A New Roadmap for Mission Alignment

    A New Roadmap for Mission Alignment

    Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

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    Learn more about Reserved | Living & Giving
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    With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
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    Access Morgan Stanley Online

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    Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
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    Ready to start a conversation? Contact Aaron Wartes today.
    Market Information Delayed 20 Minutes
    1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

    5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

    Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

    6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

    7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    8Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

    9Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

    10Investing in futures and options on futures contracts entails significant risks. Prices of futures and options on futures contracts may be affected by a variety of factors at any time, including but not limited to, (i) changes in supply and demand relationships, (ii) governmental programs and policies, (iii) national and international political and economic events, war and terrorist events, (iv) changes in interest and exchange rates, (v) trading activities in the underlying assets or commodities and related contracts, (vi) pestilence, technological change and weather and (vii) the price volatility of a commodity or asset. In addition, the futures markets may be subject to temporary distortions or other disruptions due to various factors, including lack of liquidity, participation of speculators and government intervention.

    11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    12Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    13Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

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    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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