Hosea Lee
Executive Director, Private Wealth Advisor, International Client Advisor
Phone:
(415) 576-2137(415) 576-2137
Morgan Stanley Private Wealth Management
168 Team
Direct:
(415) 576-2137(415) 576-2137
Our Mission Statement
Our team helps affluent Asian and Asian American families
address complex cross-border wealth management challenges
and pursue unique investment opportunities in the U.S. and globally.
address complex cross-border wealth management challenges
and pursue unique investment opportunities in the U.S. and globally.
Our Story and Services
Based in San Francisco and New York, our team works closely with a select global clientele of affluent Asian families and their family offices. Our clients have built successful enterprises in the United States, Hong Kong, China and/or Taiwan, and now face complex wealth planning challenges across generations as well as borders. They have entrusted us with crafting wealth planning solutions to protect and grow their assets, create a legacy, and pursue the objectives they have established for themselves, their families and their businesses.
Our clients' needs are constantly evolving and require new perspectives, expansive investment platforms and connectivity to specialized wealth management and institutional capabilities. Leveraging the expertise and platforms of both Morgan Stanley's Private Wealth Management and International Wealth Management, we bring powerful resources to the table. Combined with our own experience, these capabilities enable us to create and deliver solutions to help our clients pursue their personal and professional objectives on a global basis, manage risk, and offer a broader spectrum of global investment opportunities across traditional and alternative asset classes.
Why the 168 Team?
In traditional Chinese culture and numerology, the number "168" phonetically resembles "一路发" (Mandarin: yī lù fā; Cantonese: yāt louh faat), which denotes "prosperity forever." We chose the name because it reflects our commitment to helping our clients lead lives of good fortune, prosperity, health and happiness, now and for many generations to come.
To speak with a member of our team, please reach out to 168team@morganstanley.com.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
International Wealth Management
International Wealth Management is a specialized area within Morgan Stanley Wealth Management that is dedicated to serving individuals, families, family offices, entrepreneurs, corporate executives and corporate stock plan managers who live outside the United States. We also serve US citizens living and working abroad as well as those who are relocating to the United States or otherwise changing domicile.We are based in offices throughout the United States, but often specialize in a specific country or region, and typically speak the client’s language, understand the culture and have a deep knowledge of the markets we serve. Combining our investment knowledge with the resources and intellectual capital of Morgan Stanley, we deliver targeted solutions that help our clients pursue their goals and address their unique financial needs.
We may be able to provide you access to:
- An open architecture platform that includes leading asset management firms, giving you access to unaffiliated third party managers and their teams.
- Thematic investing ideas and asset allocation models from Morgan Stanley’s Global Investment Committee, guiding your overall portfolio allocation.
- Customized lending solutions from Morgan Stanley Private Bank, National Association, addressing your financing needs.
- Dedicated specialists in wealth transfer, philanthropy, family dynamics, concierge and lifestyle advisory services, and other family office capabilities, supporting the non-financial needs you may have.
Not all products and services are available to clients outside of the United States.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CRC 3430115 05/22
Location
555 California Street, 14th
Fl
San Francisco, CA 94104
US
Direct:
(415) 576-2137(415) 576-2137
Meet 168 Team
Karen Chau
Vice President, International Client Advisor
Phone:
(212) 503-2309(212) 503-2309
Henry Chi
Registered Client Service Associate
Phone:
(212) 503-2310(212) 503-2310
About Hosea Lee
Drawing on more than a decade of international private banking and wealth management experience, Hosea Lee crafts comprehensive wealth planning solutions for sophisticated international and multi-jurisdictional clients. Rooted in asset allocation and portfolio construction, his solutions span across every aspect of his clients’ financial lives, including access to lending services and cash management, capital and liquidity strategies, investments across public and private markets, as well as working with the client’s legal and tax advisors to provide cross-border trust and estate planning strategies and implementation.
Hosea began his professional career at the J.P. Morgan Private Bank in Hong Kong in 2014, where he partnered with senior bankers to provide tailored solutions to ultra-high net worth individuals, family offices and private foundations in Asia. Three years later, he was selected to become a founding member of J.P. Morgan Private Bank’s Global Families Group Asia Team in San Francisco. He moved his practice to Morgan Stanley in 2025.
Hosea graduated from the University of Hong Kong with first class honors with a Bachelor of Business Administration in International Business and Global Management (IBGM). During his bachelor’s studies, he spent a year abroad at Yale University to engage in liberal arts education. While a student, he also held internships at McKinsey and Company, UBS and the China Construction Bank in China and Hong Kong.
Born and raised in Hong Kong, Hosea is a native Cantonese speaker and is fluent in English and Mandarin.
Hosea began his professional career at the J.P. Morgan Private Bank in Hong Kong in 2014, where he partnered with senior bankers to provide tailored solutions to ultra-high net worth individuals, family offices and private foundations in Asia. Three years later, he was selected to become a founding member of J.P. Morgan Private Bank’s Global Families Group Asia Team in San Francisco. He moved his practice to Morgan Stanley in 2025.
Hosea graduated from the University of Hong Kong with first class honors with a Bachelor of Business Administration in International Business and Global Management (IBGM). During his bachelor’s studies, he spent a year abroad at Yale University to engage in liberal arts education. While a student, he also held internships at McKinsey and Company, UBS and the China Construction Bank in China and Hong Kong.
Born and raised in Hong Kong, Hosea is a native Cantonese speaker and is fluent in English and Mandarin.
Securities Agent: MI, OK, NC, NE, ND, DC, NV, MN, ME, CO, AZ, WI, UT, NY, AL, WV, PR, NM, KS, IL, DE, AK, VA, TN, MO, IA, VT, TX, OR, MD, ID, HI, CT, CA, WY, VI, MS, MA, AR, WA, PA, NH, MT, LA, KY, IN, GA, FL, SD, SC, RI, OH, NJ; General Securities Representative; Investment Advisor Representative
NMLS#: 2646218
NMLS#: 2646218
About Karen Chau
With her extensive experience and deep understanding of financial markets, Karen Wing Yung Chau develops personalized wealth management and investment solutions for cross-border ultra-high-net-worth clients. Karen’s areas of experience include cross asset classes portfolio construction, manager selection and due diligence, thematical and tactical investment, portfolio risk management, cash management and liquidity strategies and working with the client’s legal and tax advisors to provide cross-border trust and estate planning strategies.
Karen started her professional career in the Global Banking Department of Hang Seng Bank, where she provided banking solutions to multinational blue-chip corporations. She then joined a boutique investment bank in Hong Kong, assisting companies with initial public offerings (IPOs) on the Hong Kong Stock Exchange. In 2018, Karen joined J.P. Morgan Private Bank’s Global Families Group Asia Team in New York, where she offered customized cross-border investment solutions to ultra-high-net-worth individuals, family offices, and foundations. She transitioned her practice to Morgan Stanley in 2025.
Karen holds a Bachelor of Business Administration (Hons.) in Finance from Hong Kong Baptist University, with a minor in Government and International Studies. Born and raised in Hong Kong, she is a native Cantonese speaker and is fluent in both English and Mandarin.
Karen started her professional career in the Global Banking Department of Hang Seng Bank, where she provided banking solutions to multinational blue-chip corporations. She then joined a boutique investment bank in Hong Kong, assisting companies with initial public offerings (IPOs) on the Hong Kong Stock Exchange. In 2018, Karen joined J.P. Morgan Private Bank’s Global Families Group Asia Team in New York, where she offered customized cross-border investment solutions to ultra-high-net-worth individuals, family offices, and foundations. She transitioned her practice to Morgan Stanley in 2025.
Karen holds a Bachelor of Business Administration (Hons.) in Finance from Hong Kong Baptist University, with a minor in Government and International Studies. Born and raised in Hong Kong, she is a native Cantonese speaker and is fluent in both English and Mandarin.
Securities Agent: GA, VT, NH, MD, UT, PA, OR, NM, IN, IL, AZ, WA, NJ, FL, CA, WY, VA, TN, SC, PR, OK, OH, NY, MS, MO, ME, DC, CO, RI, NV, AL, WV, WI, DE, CT, AR, SD, ND, NC, MN, MI, LA, KY, IA, VI, NE, MT, KS, AK, TX, MA, ID, HI; General Securities Representative; Investment Advisor Representative
NMLS#: 2724230
NMLS#: 2724230
About Henry Chi
A dedicated financial services professional with a background in accounting, investing and wealth management, Henry Chi contributes to an outstanding overall wealth management experience for clients of The 168 Group at Morgan Stanley Private Wealth Management. Henry is responsible for an extensive range of client service and operational duties and supports Hosea Lee and Karen Chau in crafting precisely tailored solutions to meet the sophisticated needs of ultra-high net worth clients throughout East Asia and the United States.
Henry earned a bachelor’s degree in actuarial science from Binghamton University – The State University of New York, establishing a strong analytical foundation for his career in finance. He began his professional career as a staff accountant at a real estate company. Two years later, he transitioned to the wealth management industry, becoming a Client Service Associate at Taurus Financial. Prior to joining Morgan Stanley, Henry served as an investment professional at J.P. Morgan, where he contributed to the development and implementation of goals-based wealth management solutions for a global clientele of ultra-high-net-worth clients.
Henry is a native Cantonese speaker and is fluent in English and Mandarin.
Henry earned a bachelor’s degree in actuarial science from Binghamton University – The State University of New York, establishing a strong analytical foundation for his career in finance. He began his professional career as a staff accountant at a real estate company. Two years later, he transitioned to the wealth management industry, becoming a Client Service Associate at Taurus Financial. Prior to joining Morgan Stanley, Henry served as an investment professional at J.P. Morgan, where he contributed to the development and implementation of goals-based wealth management solutions for a global clientele of ultra-high-net-worth clients.
Henry is a native Cantonese speaker and is fluent in English and Mandarin.
Contact Hosea Lee
Contact Karen Chau
Wealth Management
Global Investment Office
Portfolio Insights
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
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We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
1Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4237142 (02/2025)
