Alina Montes
Executive Director, Private Wealth Advisor, Family Wealth Director, International Client Advisor, Portfolio Management Director, Workplace Advisor - Equity Compensation
Phone:
(212) 503-2468(212) 503-2468
Morgan Stanley Private Wealth Management
101 Discovery Group
Direct:
(212) 503-1153(212) 503-1153
Our Mission Statement
The 101 Discovery Group brings together all aspects of Morgan Stanley’s Core, Private and International Wealth Management in one team. Our advisors hold prestigious designations, including Chartered Financial Analyst, Family Wealth Director, and Alternative Investment Directors and are supported by a group of professionals with decades of experience servicing high net worth individuals, families, and their respective offices.
As a Team, we craft portfolio solutions utilizing the full range of Morgan Stanley’s resources, intellectual capital, and world-class investment offerings for our clients. With great care and equanimity, we listen to your goals and needs, navigating through all life and economic cycles.
As a Team, we craft portfolio solutions utilizing the full range of Morgan Stanley’s resources, intellectual capital, and world-class investment offerings for our clients. With great care and equanimity, we listen to your goals and needs, navigating through all life and economic cycles.
Our Services
The 101 Discovery Group brings together Private Wealth Management and International Wealth Management in one team. Our advisors hold prestigious designations, including CFA, Family Wealth Director, Alternative Investment Directors, and Portfolio Management Directors. We are a group of highly trained and experienced planning, investing, and client-services professionals that combine our talents to serve a global clientele of accomplished individuals, families, foundations, and businesses.
We have a distinctive perspective on wealth management. Our team is diverse and multi-lingual, and its members have different areas of focus. Our colleagues have extensive experience in financial planning, wealth preservation, asset allocation, equities, fixed income, alternative investments, retirement, and estate planning strategies. Some of us come from institutional backgrounds and have witnessed numerous market cycles. In addition, our team has a deep bench with several team members having decades of experience while others are relatively new to the business. Our wide-ranging knowledge offers a sophisticated viewpoint to our clients’ financial challenges.
Our “Discovery Process” is another way our group can add value. The team is dedicated to thoroughly understanding our clients’ needs, finances, long and short-term objectives, and appetite for risk. We use this information along with the firm’s modern wealth management analytics and risk management tools to assess each client’s complete financial position.
We strive to provide each client with a highly customized investment plan to help ensure they can both enjoy their wealth and remain financially independent for years to come. The team draws upon its broad knowledge and Morgan Stanley’s intellectual capital and vast resources to deliver solutions for a wide variety of needs.
The 101 Discovery Group takes pride in having worked with clients for decades. We have helped guide families though through their life cycle; from planning for their children’s education, retirement, as well as succession to the next generation. Our personal approach has led to lasting relationships with Baby Boomers, Generation X, and Millennials.
We have a distinctive perspective on wealth management. Our team is diverse and multi-lingual, and its members have different areas of focus. Our colleagues have extensive experience in financial planning, wealth preservation, asset allocation, equities, fixed income, alternative investments, retirement, and estate planning strategies. Some of us come from institutional backgrounds and have witnessed numerous market cycles. In addition, our team has a deep bench with several team members having decades of experience while others are relatively new to the business. Our wide-ranging knowledge offers a sophisticated viewpoint to our clients’ financial challenges.
Our “Discovery Process” is another way our group can add value. The team is dedicated to thoroughly understanding our clients’ needs, finances, long and short-term objectives, and appetite for risk. We use this information along with the firm’s modern wealth management analytics and risk management tools to assess each client’s complete financial position.
We strive to provide each client with a highly customized investment plan to help ensure they can both enjoy their wealth and remain financially independent for years to come. The team draws upon its broad knowledge and Morgan Stanley’s intellectual capital and vast resources to deliver solutions for a wide variety of needs.
The 101 Discovery Group takes pride in having worked with clients for decades. We have helped guide families though through their life cycle; from planning for their children’s education, retirement, as well as succession to the next generation. Our personal approach has led to lasting relationships with Baby Boomers, Generation X, and Millennials.
Capabilities
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Thanks to the unwavering commitment to helping clients and families achieve their investment goals, members of The 101 Discovery Group have been awarded the following industry awards and recognitions:
Family Wealth Director
Alina has earned Morgan Stanley’s distinguished designation of Family Wealth Director. This credential – achieved by fewer than four percent of the firm’s 15,000 Financial Advisors – places her among an elite group of advisors uniquely qualified to serve the sophisticated needs of ultra-high net worth families.
Chartered Financial Analyst
Richard has earned his CFA® charter which is a globally recognized credential for investment analysis competence and integrity and portfolio management. Recipients have successfully completed a graduate-level, self-study curriculum and passed examinations covering ethical and professional standards, securities analysis and valuation, financial reporting and analysis, quantitative methods, economics, corporate finance, portfolio management, and wealth planning.
Forbes Magazine
The team has been recognized by Forbes as a Best-In-State Wealth Management team for the past 3 years and is a result of the hard work and care that we take to provide a white glove service to our clients.
○ Best-In-State Wealth Management 2023-2025
Alina puts her clients first, leading with exceptional ideas and demonstrating integrity, she consistently delivers the best of Morgan Stanley to every client. We are proud that Alina continues to be recognized by Forbes:
○ Top Women Wealth Advisors: 2020,-2021, 2023-2025
○ Best in State: 2022
○ Best-In-State Wealth Management 2023-2025
Alina puts her clients first, leading with exceptional ideas and demonstrating integrity, she consistently delivers the best of Morgan Stanley to every client. We are proud that Alina continues to be recognized by Forbes:
○ Top Women Wealth Advisors: 2020,-2021, 2023-2025
○ Best in State: 2022
Morgan Stanley Club Membership Awards
The Firm's Recognition programs are designed to recognize outstanding performances by Advisors with demonstrated leadership and good standing the Firm's standards and expectations.
○ Alina Montes: President's & Master's Club
○ Richard Seid: President's & Chairman's Club
○ Alina Montes: President's & Master's Club
○ Richard Seid: President's & Chairman's Club
Portfolio Management
Our team will work closely with you to understand your needs while maintaining the focus and discipline necessary to guide your portfolio in the most challenging market cycles.
○ Richard Seid; Portfolio Management Director
○ Alina Montes; Portfolio Manager
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
○ Richard Seid; Portfolio Management Director
○ Alina Montes; Portfolio Manager
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
Alternative Investments
The 101 Discovery Group offers clients a wide array of insights into alternative asset categories, including hedge funds, private equity, commodities and real estate. With the breadth of our knowledge, we are in the best position to help you make an informed decision in unchartered territory. We value continued education to enable us to better serve your financial situation; below are our respective designations:
○ Alina Montes; Alternative Investments Director, Chartered Alternative Investments Associate
○ Doug Quartner; Alternative Investments Director, Chartered Alternative Investments Associate
○ Richard Seid; Chartered Alternative Investments Associate
○ Alina Montes; Alternative Investments Director, Chartered Alternative Investments Associate
○ Doug Quartner; Alternative Investments Director, Chartered Alternative Investments Associate
○ Richard Seid; Chartered Alternative Investments Associate
Resources
We believe financial education leads to better insights into our investment strategy and better long-term decisions. Keeping track and measuring financial progress is a cornerstone of our practice here at the 101 Discovery Group.
Thus, we have decided to assemble the following resources to make staying on top of things simpler and to allow the client to leverage the full power of the firm.
Thus, we have decided to assemble the following resources to make staying on top of things simpler and to allow the client to leverage the full power of the firm.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential, manage unrealized gains and help keep more of what you earn.
Learn More
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income. From simplified vehicles available more broadly to institutional strategies, the platform supports a goals-based approach for asset allocation tailored to investor needs.
Morgan Stanley Alternative Investments
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Visit our Security Center
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Today
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started TodayLocation
55 East 52nd Street 10th
Fl
New York, NY 10055
US
Direct:
(212) 503-1153(212) 503-1153
Meet 101 Discovery Group
Richard Seid, CFA
Executive Director, Wealth Management, Financial Advisor, Portfolio Management Director
Phone:
(212) 503-2371(212) 503-2371
Douglas Quartner
Senior Vice President, Wealth Management, Financial Advisor, Alternative Investments Director, Workplace Advisor - Equity Compensation
Phone:
(212) 503-2475(212) 503-2475
Phone:
(212) 503-2306(212) 503-2306
Craig Ruckert
Assistant Vice President, Wealth Management Associate
Phone:
(212) 503-2396(212) 503-2396
Manisha Patel, MBA
Vice President, Wealth Management Associate
Phone:
(212) 503-2469(212) 503-2469
Jill Young
Client Service Associate
Phone:
(212) 503-1153(212) 503-1153
About Alina Montes
A seasoned investment professional, Alina Montes has extensive experience helping a global clientele with their investing, lending and broader wealth management needs. Prior to joining Morgan Stanley, Alina worked at Brown Brothers Harriman, Bankers Trust Company, American Express Bank International, and Swiss Bank Corp.
Alina has also been recognized as a Family Wealth Director, a prestigious designation granted to about 5% of Morgan Stanley Financial Advisors who complete a rigorous accreditation program as of December 2024. As a Family Wealth Director, Alina Montes is part of an elite group of Morgan Stanley Financial Advisors that have demonstrated the knowledge and proficiency to help manage the investment, business, and legacy needs of high-net-worth clients and their families. Family Wealth Directors and their teams have direct access to a broad ranging suite of solutions needed to help highly affluent families address the complex, multigenerational challenges of managing significant wealth. Alina has also received awards for her dedication, including the prestigious 2025 Forbes Best-In-State Wealth Advisors recognition.
Born in Cuba and raised in the US, Alina is fluent in Spanish and holds a B.A. in Economics from Queens College. Alina is currently working on a genealogy project tracing her family’s roots to northern Spain. She lives in New York with her husband, Steven.
Securities Agent: WY, WV, WI, WA, VT, TX, PR, PA, OR, OK, NY, NM, NJ, NH, NC, MO, MI, MD, MA, LA, IL, GA, FL, VA, DE, CT, CO, CA, AR; General
Securities Representative; Investment Advisor Representative
NMLS#: 1380645
[Source: Forbes (Awarded April 2025). Data compiled by SHOOK Research LLC based for the period 6/30/23–6/30/24. https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2025]
Alina has also been recognized as a Family Wealth Director, a prestigious designation granted to about 5% of Morgan Stanley Financial Advisors who complete a rigorous accreditation program as of December 2024. As a Family Wealth Director, Alina Montes is part of an elite group of Morgan Stanley Financial Advisors that have demonstrated the knowledge and proficiency to help manage the investment, business, and legacy needs of high-net-worth clients and their families. Family Wealth Directors and their teams have direct access to a broad ranging suite of solutions needed to help highly affluent families address the complex, multigenerational challenges of managing significant wealth. Alina has also received awards for her dedication, including the prestigious 2025 Forbes Best-In-State Wealth Advisors recognition.
Born in Cuba and raised in the US, Alina is fluent in Spanish and holds a B.A. in Economics from Queens College. Alina is currently working on a genealogy project tracing her family’s roots to northern Spain. She lives in New York with her husband, Steven.
Securities Agent: WY, WV, WI, WA, VT, TX, PR, PA, OR, OK, NY, NM, NJ, NH, NC, MO, MI, MD, MA, LA, IL, GA, FL, VA, DE, CT, CO, CA, AR; General
Securities Representative; Investment Advisor Representative
NMLS#: 1380645
[Source: Forbes (Awarded April 2025). Data compiled by SHOOK Research LLC based for the period 6/30/23–6/30/24. https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2025]
Securities Agent: WY, TN, OK, WV, PA, MD, MT, DC, AZ, NM, PR, NJ, MA, GA, TX, NY, NH, FL, AR, UT, VA, SC, OR, MI, VT, HI, DE, CO, CA, WI, WA, NC, MO, LA, IL, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 1380645
NMLS#: 1380645
About Richard Seid
Richard Seid, CFA is a Senior Vice President and holds Chartered Financial Analyst and Portfolio Management Director designations. He has 35 years of finance experience and has been with Morgan Stanley since 1994.
Together with his 101 Discovery Group partners, Richard has helped multi-generational families invest throughout numerous market cycles. He espouses calmness and equanimity and utilizes the vast resources of Morgan Stanley to craft individualized wealth management plans.
Richard graduated with a B.A. from University of Rochester with degrees in Economics, Political Science and International Relations. He earned his CFA in 1988. He achieved Chairman’s Club and Presidents Council recognition titles with Morgan Stanley.
He lives in Larchmont, NY with his wife Randi for the past 25+ years. The couple’s four adult children are pursuing their careers and life adventures. Michael is married to Chelsea living in Atlanta, Matt is married to Mary living in Brooklyn. The identical twins, Karen and Elizabeth are in Manhattan.
Richard strives to lead an active personal life with varied interests. He golfs, practices yoga and especially loves to hike. He loves to travel especially to Europe. He has skied numerous times in the Alps and hiked in Switzerland. He is an avid reader of history including military, political and Stoic classics. He tends to the perennial garden in the backyard. Most recently, he began a journey learning guitar as an adult playing classic rock and blues.
Together with his 101 Discovery Group partners, Richard has helped multi-generational families invest throughout numerous market cycles. He espouses calmness and equanimity and utilizes the vast resources of Morgan Stanley to craft individualized wealth management plans.
Richard graduated with a B.A. from University of Rochester with degrees in Economics, Political Science and International Relations. He earned his CFA in 1988. He achieved Chairman’s Club and Presidents Council recognition titles with Morgan Stanley.
He lives in Larchmont, NY with his wife Randi for the past 25+ years. The couple’s four adult children are pursuing their careers and life adventures. Michael is married to Chelsea living in Atlanta, Matt is married to Mary living in Brooklyn. The identical twins, Karen and Elizabeth are in Manhattan.
Richard strives to lead an active personal life with varied interests. He golfs, practices yoga and especially loves to hike. He loves to travel especially to Europe. He has skied numerous times in the Alps and hiked in Switzerland. He is an avid reader of history including military, political and Stoic classics. He tends to the perennial garden in the backyard. Most recently, he began a journey learning guitar as an adult playing classic rock and blues.
Securities Agent: SC, DE, UT, CT, AZ, WV, WA, NC, MO, MA, IL, PA, HI, NJ, FL, WI, OK, MD, GA, VT, VA, TX, OR, NM, CA, TN, NY, MN, DC, CO, MI, WY, PR, NH, MT, LA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1270191
NMLS#: 1270191
About Douglas Quartner
Douglas M. Quartner is a Senior Vice President, Alternative Investments Director, and Financial Advisor. He has 40 years of experience in finance. Doug re-joined Morgan Stanley in 2014; he previously worked for the firm as a Principal in both the Institutional Equity Division and Private Client Services.
Douglas has broad ranging experience in finance. As a Principal in the Institutional Equities Division of Morgan Stanley, Doug worked with large multi-national mutual funds and state pension fund investors. As a Director in Barclays Wealth and its predecessor Neuberger Berman he worked with family offices, sovereign wealth funds, corporations and individuals on investment portfolios. He was a Partner/Managing Director of C.E. Unterberg Towbin in both institutional equity and private wealth, and a Senior Vice President/Portfolio Manager with Lazard Asset Management, working with Taft Hartley plans and corporations.
At the 101 Discovery Group, Douglas is focused on advising on asset allocation and structuring multi-asset portfolios for individuals, families, family offices, endowments and institutions, utilizing both long only and alternative investments. Doug relies heavily on the intellectual capital of Morgan Stanley for strategic and tactical investment advice, as well as manager research and due diligence.
Doug received his Master’s in Business Administration from the University of Chicago with a specialty in Finance, and his Bachelor of Arts degree from Vanderbilt University. Doug and his wife Jan live in Scarsdale, New York where they have raised three children, Jaclyn (30), Matthew (28), and Andrea (25).
Douglas has broad ranging experience in finance. As a Principal in the Institutional Equities Division of Morgan Stanley, Doug worked with large multi-national mutual funds and state pension fund investors. As a Director in Barclays Wealth and its predecessor Neuberger Berman he worked with family offices, sovereign wealth funds, corporations and individuals on investment portfolios. He was a Partner/Managing Director of C.E. Unterberg Towbin in both institutional equity and private wealth, and a Senior Vice President/Portfolio Manager with Lazard Asset Management, working with Taft Hartley plans and corporations.
At the 101 Discovery Group, Douglas is focused on advising on asset allocation and structuring multi-asset portfolios for individuals, families, family offices, endowments and institutions, utilizing both long only and alternative investments. Doug relies heavily on the intellectual capital of Morgan Stanley for strategic and tactical investment advice, as well as manager research and due diligence.
Doug received his Master’s in Business Administration from the University of Chicago with a specialty in Finance, and his Bachelor of Arts degree from Vanderbilt University. Doug and his wife Jan live in Scarsdale, New York where they have raised three children, Jaclyn (30), Matthew (28), and Andrea (25).
Securities Agent: NM, WY, WV, WA, TX, MS, AZ, VA, NY, CA, VT, UT, MD, CT, OR, OK, NH, NC, MT, MA, TN, SC, PR, MI, HI, IL, PA, LA, GA, FL, DE, NJ, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1472958
NMLS#: 1472958
About Katie DeMarco
Katie is a Financial Advisor that has recently joined The 101 Discovery Group at Morgan Stanley. Katie started her career in 1999 as a restricted securities analyst and in 2000 transitioned to working with retail clients and their investments. She has been an advisor at Morgan Stanley since 2020 and prior to that she was an advisor at UBS Financial Services.
As a Financial Advisor, Katie is dedicated to understanding her client’s values and goals. Through an in-depth discovery process and on-going communication, customized investment plans are created for each client. She takes the time to help ensure her clients understand each recommendation so they remain informed and actively involved in their own financial plan.
Katie graduated from The College of New Jersey with a degree in Marketing and holds her Series 3, 7, 63, 65 and 66 licenses. Katie lives in Bergen County, New Jersey with her husband, John, and their four children, Emily, Alex, Charlotte and Teddy. Her favorite leisure activities include travelling and spending time with family and friends.
As a Financial Advisor, Katie is dedicated to understanding her client’s values and goals. Through an in-depth discovery process and on-going communication, customized investment plans are created for each client. She takes the time to help ensure her clients understand each recommendation so they remain informed and actively involved in their own financial plan.
Katie graduated from The College of New Jersey with a degree in Marketing and holds her Series 3, 7, 63, 65 and 66 licenses. Katie lives in Bergen County, New Jersey with her husband, John, and their four children, Emily, Alex, Charlotte and Teddy. Her favorite leisure activities include travelling and spending time with family and friends.
NMLS#: 2190951
About Craig Ruckert
Craig Ruckert is a Wealth Management Associate. He has 17 years of experience in finance and has been with Morgan Stanley for 13 years.
After graduating from Hofstra University in 2002 with a Bachelor’s Degree in Banking and Finance, Craig began to pursue his dream of working on Wall Street. He spent several years working as an Institutional Municipal Bond Broker, covering the mid to long range of the yield curve across both retail and block traders. In 2007, he transitioned to wealth management at Morgan Stanley.
Craig has dedicated his career to delivering comprehensive, personalized investment planning services. He has extensive experience with addressing many of his client’s financial concerns including retirement planning, portfolio construction, estate planning strategies, as well as other financial services. For nearly two decades, Craig has continued to implement a disciplined investment process while serving as a financial resource for High Net Worth individuals.
Born and raised on Long Island, Craig most enjoys spending time with his daughter Piper. He likes physical fitness training, as well as training in the Art of Brazilian Jiu-Jitsu. His other interests include home construction and renovation and U.S. history. He has been a long time donor with the New York Blood Center and is currently listed on the Be the Match Registry for Bone Marrow Donation. He resides on the south shore of Long Island and is an avid Yankee’s fan.
After graduating from Hofstra University in 2002 with a Bachelor’s Degree in Banking and Finance, Craig began to pursue his dream of working on Wall Street. He spent several years working as an Institutional Municipal Bond Broker, covering the mid to long range of the yield curve across both retail and block traders. In 2007, he transitioned to wealth management at Morgan Stanley.
Craig has dedicated his career to delivering comprehensive, personalized investment planning services. He has extensive experience with addressing many of his client’s financial concerns including retirement planning, portfolio construction, estate planning strategies, as well as other financial services. For nearly two decades, Craig has continued to implement a disciplined investment process while serving as a financial resource for High Net Worth individuals.
Born and raised on Long Island, Craig most enjoys spending time with his daughter Piper. He likes physical fitness training, as well as training in the Art of Brazilian Jiu-Jitsu. His other interests include home construction and renovation and U.S. history. He has been a long time donor with the New York Blood Center and is currently listed on the Be the Match Registry for Bone Marrow Donation. He resides on the south shore of Long Island and is an avid Yankee’s fan.
About Manisha Patel
Manisha Patel is a Wealth Management Associate and a Vice President. She has 20 years of wealth management experience and joined Morgan Stanley in 2013. She holds a B.S. in finance and a MBA with concentrations in finance and management from Rutgers University School of Business.
Manisha began her career at Brown Brothers Harriman in 2000, where she was an assistant vice president and relationship officer in the firm's Private Wealth Management business. Manisha assists in the implementation of customized wealth management plans and investment strategies as well as supporting trading in equities, fixed income and foreign exchange. She has experience working with both a domestic and global client base and is dedicated to meeting their investment and service needs.
Born in Canada and raised in the US, Manisha currently resides in Princeton, NJ. In her spare time she enjoys spending time with her husband and two young children. She is fluent in Gujarati and conversant in Hindi.
Manisha began her career at Brown Brothers Harriman in 2000, where she was an assistant vice president and relationship officer in the firm's Private Wealth Management business. Manisha assists in the implementation of customized wealth management plans and investment strategies as well as supporting trading in equities, fixed income and foreign exchange. She has experience working with both a domestic and global client base and is dedicated to meeting their investment and service needs.
Born in Canada and raised in the US, Manisha currently resides in Princeton, NJ. In her spare time she enjoys spending time with her husband and two young children. She is fluent in Gujarati and conversant in Hindi.
About Jill Young
Jill Young is a Client Service Associate for the 101 Discovery Group. In 2024, she graduated from Wake Forest University. She earned her Bachelor of Science Degree in Mathematical Business with a minor in Economics.
Jill studied abroad in Barcelona, Spain for a semester in 2023. She went to school at the Universitat Autónoma de Barcelona, where she furthered her knowledge in Catalan and Spanish.
Currently, she lives in Garden City, New York. She enjoys running, sailing, and skiing. With several US Sailing certifications, she used to teach children how to sail and now continues to coach or safety boat regattas. In her free time, she likes to volunteer and spend time with her friends and family.
Jill studied abroad in Barcelona, Spain for a semester in 2023. She went to school at the Universitat Autónoma de Barcelona, where she furthered her knowledge in Catalan and Spanish.
Currently, she lives in Garden City, New York. She enjoys running, sailing, and skiing. With several US Sailing certifications, she used to teach children how to sail and now continues to coach or safety boat regattas. In her free time, she likes to volunteer and spend time with her friends and family.
Contact Alina Montes
Contact Richard Seid
Contact Douglas Quartner
Contact Katie DeMarco
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Walter J. Henry
Private Banker
Ana Majauskas
Planning Associate
About Walter J. Henry
Walter Henry is a Private Banker serving Morgan Stanley Wealth Management offices in New York.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Walter began his career in financial services in 1996 and joined Morgan Stanley in 2022 as an Associate Private Banker. Prior to joining the firm, he was a Wealth Management Banker at UBS Bank USA.
Walter is a graduate of Fairfield University, where he received a Bachelor of Science in Finance and Fordham University where he received an MBA in Finance. He lives in Sea Girt, New Jersey with his family. Outside of the office, Walter is a Sunday Usher at St. Mark’s Church in Sea Girt, and he enjoys playing golf, biking, and traveling.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Walter began his career in financial services in 1996 and joined Morgan Stanley in 2022 as an Associate Private Banker. Prior to joining the firm, he was a Wealth Management Banker at UBS Bank USA.
Walter is a graduate of Fairfield University, where he received a Bachelor of Science in Finance and Fordham University where he received an MBA in Finance. He lives in Sea Girt, New Jersey with his family. Outside of the office, Walter is a Sunday Usher at St. Mark’s Church in Sea Girt, and he enjoys playing golf, biking, and traveling.
NMLS#: 1590965
About Ana Majauskas
Anastasija Majauskas is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, she collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, she will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Anastasija provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
She earned her undergraduate degree from Tulane University and received the Financial Planning Specialist® designation from the College for Financial Planning. Anastasija Majauskas is originally from Downers Grove, IL and currently resides in New York City, NY
She earned her undergraduate degree from Tulane University and received the Financial Planning Specialist® designation from the College for Financial Planning. Anastasija Majauskas is originally from Downers Grove, IL and currently resides in New York City, NY
Private Bankers, Ultra High Net Worth ("UHNW") Specialists, PBG Market Managers, Lending Advisors, Mortgage Consultants, Regional Mortgage Specialist, Cash Management Specialists, Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Wealth Management
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This is a video content
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
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We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
5Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
5Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4237142 (02/2025)
