Ben Coale
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(251) 470-2309(251) 470-2309
The Lomax Coale Group at Morgan Stanley
Direct:
(251) 470-1103(251) 470-1103
Toll-Free:
(877) 444-1426(877) 444-1426
Our Mission Statement
Comprehensive wealth planning strategies for your life and legacy
The Lomax Coale Group Story
The Lomax Coale Group is a financial advisory team built on a solid foundation of personalized client service and in-depth market knowledge. Dating back to 1987 when Joe Lomax joined Morgan Stanley, our team of skilled and experienced professionals has been committed to helping our clients enhance their financial success and achieve their dreams. We work with affluent individuals, business owners, entrepreneurs, private partnerships, nonprofits and professionals in all types of industries.
Our mission is to act as your financial advocate by providing objective and unbiased wealth management solutions tailored to your unique circumstances. Our investment management experience spans complete market cycles, making us a comprehensive resource along with Morgan Stanley in analyzing the markets and determining the appropriate investments during the various stages of the economic cycle. We work closely with you to build sound strategies that are designed to grow and preserve your wealth. Our comprehensive services include financial planning, wealth management and risk management strategies.
We make client relationships and communication our top priority. We are dedicated to bringing clarity and simplicity to complex financial issues. We are passionate about the communities in which we live and work, and are committed to strengthening those communities through local leadership and service.
Our mission is to act as your financial advocate by providing objective and unbiased wealth management solutions tailored to your unique circumstances. Our investment management experience spans complete market cycles, making us a comprehensive resource along with Morgan Stanley in analyzing the markets and determining the appropriate investments during the various stages of the economic cycle. We work closely with you to build sound strategies that are designed to grow and preserve your wealth. Our comprehensive services include financial planning, wealth management and risk management strategies.
We make client relationships and communication our top priority. We are dedicated to bringing clarity and simplicity to complex financial issues. We are passionate about the communities in which we live and work, and are committed to strengthening those communities through local leadership and service.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Financial Planning
Financial planning may be the foundation of your financial picture, but it’s only one part of that picture. Our team’s comprehensive wealth planning approach takes all of your changes and challenges into consideration. Our role is to help ensure that your investment objectives are consistent with pressing financial concerns and your long-term aspirations.
Our integrated platform ties goals to implementation, leveraging the intellectual capital and sophisticated institutional capabilities of Morgan Stanley.
For pre-retirees, we use financial planning to make sure that you are on track to achieve all of your financial goals. For retirees, our goal is to give you a sense of peace and comfort of knowing where you are at and what your long-term probability of success looks like so that you can enjoy retirement to the fullest.
Our integrated platform ties goals to implementation, leveraging the intellectual capital and sophisticated institutional capabilities of Morgan Stanley.
For pre-retirees, we use financial planning to make sure that you are on track to achieve all of your financial goals. For retirees, our goal is to give you a sense of peace and comfort of knowing where you are at and what your long-term probability of success looks like so that you can enjoy retirement to the fullest.
Location
11 N Water St
Suite 16290
Mobile, AL 36602
US
Direct:
(251) 470-1103(251) 470-1103
Toll-Free:
(877) 444-1426(877) 444-1426
Meet The Lomax Coale Group
Joseph L Lomax
Wealth Advisor, Director, Wealth Management
Phone:
(251) 470-1080(251) 470-1080
Maury E Lomax
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(251) 470-1101(251) 470-1101
Phone:
(251) 470-2315(251) 470-2315
Sadee Snedigar
Registered Associate
Phone:
(251) 470-1102(251) 470-1102
Anitra Smith
Client Service Associate
Phone:
(251) 470-1103(251) 470-1103
About Ben Coale
Ben Coale is a Senior Vice President, Wealth Management and Financial Advisor with Morgan Stanley. As a financial advisor at Morgan Stanley, Ben focuses on working with new and existing clients to help meet their investment needs and goals. In 2001 Ben graduated from Auburn University earning a B.S. in Forestry with a minor in finance. He began his career at Sterne Agee & Leach Inc. in Birmingham, AL. There he held various positions as a Risk Analyst, Financial Service Associate, and Institutional Fixed Income Sales. In 2005 he began his career as a financial advisor at Morgan Stanley in Mobile, AL. Over his tenure at Morgan Stanley he has been recognized for achieving Pacesetter’s Club in 2010 and 2011, and currently holds the designation of Vice President at Morgan Stanley. Ben and his wife Natalie reside in Mobile with their two children, Randolph Benjamin and Helen Ann. They are currently members of Christ Cathedral Episcopal Church. As a native of Mobile, Ben is involved in several non-profit and social organizations. In his spare time he also enjoys hunting, fishing, and spending time with family.
Securities Agent: KY, IL, OH, CT, NY, AZ, TX, NC, KS, IA, FL, VA, WI, TN, PA, CO, CA, AL, LA, MD, GA, MS; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1312586
NMLS#: 1312586
About Joseph L Lomax
Joseph L. Lomax is a Director, Wealth Management and Wealth Advisor with Morgan Stanley. He was a Senior V.P. at First Natl’l Bank of Mobile for 19 years before joining Morgan Stanley (Smith Barney) in 1986. Joe grew up in Chatom, Ala. He received his BA Degree in Finance from the Univ. of So. Mississippi in 1969 and a Certification in Commercial Finance through the Univ. of Oklahoma. In 1994, he completed the Dean Witter Account Executive Program at the Wharton Business School at the Univ. of Pennsylvania. Joe is a member of the Master’s Club of Morgan Stanley. He married his wife Brenda in 1974. They have two daughters, Stephanie & Jillian, and six grandchildren.
Securities Agent: WI, MS, PA, VA, LA, KY, CA, TN, NC, TX, MD, AL, GA, CT, KS, IA, NJ, CO, AZ, OH, IL, FL, NY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1272938
NMLS#: 1272938
About Maury E Lomax
Maury Lomax is a Senior Vice President, Wealth Management and Financial Advisor with Morgan Stanley. As a Financial Advisor at Morgan Stanley, Maury works with retirees in helping them plan their retirement goal. Maury grew up in the Mobile area and graduated from Mobile Christian in 1990. He attended college at the University Of South Alabama and graduated with his B.A. degree in finance and accounting in 1995. Maury began practicing as a CPA in 1996 and worked for 5 years until joining Morgan Stanley in 2001. Maury and his wife Kelly married in 2006 and have three children, Lauren, Caroline and William.
Securities Agent: MS, PA, KY, IA, TN, NY, ME, CA, UT, OH, TX, KS, WI, LA, IL, GA, CT, CO, AZ, VA, NC, MD, FL, AL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1274445
NMLS#: 1274445
About Lauren Lomax
Lauren Lomax is a Financial Advisor and Morgan Stanley accredited Financial Planning Specialist with a passion for helping individuals achieve their goals. Lauren joined The Lomax Coale Group at Morgan Stanley in July of 2023.
Lauren is committed to helping individuals and families navigate the complexities of personal finance and achieve long-term success with personalized strategies tailored to help meet each client’s unique needs and aspirations. What Lauren values the most is being able to provide a sense of comfort and peace to pre-retirees by giving them direction on how to achieve their financial goals. She is also passionate about helping retirees maintain financial independence so that they can enjoy retirement to the fullest.
In her spare time, Lauren enjoys hunting, fishing, and spending time with her family and her dachshund, Weenie.
Lauren is committed to helping individuals and families navigate the complexities of personal finance and achieve long-term success with personalized strategies tailored to help meet each client’s unique needs and aspirations. What Lauren values the most is being able to provide a sense of comfort and peace to pre-retirees by giving them direction on how to achieve their financial goals. She is also passionate about helping retirees maintain financial independence so that they can enjoy retirement to the fullest.
In her spare time, Lauren enjoys hunting, fishing, and spending time with her family and her dachshund, Weenie.
Securities Agent: NY, OH, KY, AZ, MS, MD, GA, TN, NC, KS, AL, PA, CO, RI, MT, LA, WI, IL, IA, VA, TX, FL, CT, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 2512434
NMLS#: 2512434
About Sadee Snedigar
Sadee Snedigar is a Registered Associate and Financial Planning Specialist who joined Morgan Stanley in 2017. She is a graduate of the University of Alabama with a Bachelor of Science in Commerce and Business Administration. Sadee is originally from Iowa but has made her home here on the Gulf Coast since 2004. She currently resides in Daphne, with her husband Ethan and daughters Adia and Veda. In her spare time, she enjoys tending to her garden, reading and traveling.
About Anitra Smith
Anitra comes to us from Farmer Insurance where she has spent the last 3 years as a Customer Service Specialist handling the needs and request of clients. Anitra began her professional career as Director at St. Vincent de Paul Parish in 2012.
Anitra, a native of Georgia, has been a resident of Mobile since 1990. She attended the University of South Alabama where she studied business and computer science. She has been married for 25 Years and has two children. She enjoys spending time with her family, traveling, and tending to her pets.
Anitra, a native of Georgia, has been a resident of Mobile since 1990. She attended the University of South Alabama where she studied business and computer science. She has been married for 25 Years and has two children. She enjoys spending time with her family, traveling, and tending to her pets.
Contact Ben Coale
Contact Joseph L Lomax
Contact Maury E Lomax
Contact Lauren Lomax
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Debbie Booth
Senior Private Banker
About Debbie Booth
Debbie Booth is a Senior Private Banker serving Morgan Stanley Wealth Management offices in Alabama, Arkansas, and Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Debbie began her career in financial services in 1987 and joined Morgan Stanley in 2010 as a Senior Private Banker. Prior to joining the firm, she held many roles including Wealth Management Banker, Banking Center Manager, and Retail Mortgage Manager at Bank of America/Merrill Lynch.
Debbie and her family reside in Gulf Breeze, Florida. She is an active member of the community by volunteering her time with March of Dimes, Women’s Build with Habitat for Humanity and Manna Food Bank. When not in the office, she enjoys watching football, going to the beach, and spending time with her family.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Debbie began her career in financial services in 1987 and joined Morgan Stanley in 2010 as a Senior Private Banker. Prior to joining the firm, she held many roles including Wealth Management Banker, Banking Center Manager, and Retail Mortgage Manager at Bank of America/Merrill Lynch.
Debbie and her family reside in Gulf Breeze, Florida. She is an active member of the community by volunteering her time with March of Dimes, Women’s Build with Habitat for Humanity and Manna Food Bank. When not in the office, she enjoys watching football, going to the beach, and spending time with her family.
NMLS#: 801310
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Lomax Coale Group today.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
