Colby Craig, CFP®, CRPC®
Senior Vice President, Financial Advisor
Phone:
(770) 481-1747(770) 481-1747
The King and Queen Group at Morgan Stanley
Direct:
(770) 481-1747(770) 481-1747
Our Mission Statement
Helping successful individuals, their families, professionals and those navigating life transitions to achieve financial independence.
Welcome
Named after the Concourse at Landmark Center, The King and Queen Group at Morgan Stanley helps successful individuals, families, professionals and those navigating life transitions simplify their finances.
At the center of our process is a conversation separate from the finances, we want to get to know you and what is important to you. Through our initial conversations, we will be able to formulate the strategies that are appropriate for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or navigating a major life transition. For us, planning means more than providing our clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve.
Behind our team stands Morgan Stanley’s broader firm with meaningful intelligence about every major asset class and a presence in every major market, as well as investment research from some of the world’s most seasoned and respected investment professionals. Our clients also have access to a premier trading and execution platform and a full spectrum of investment choices.
To start the conversation today, click the link below to contact us directly!
At the center of our process is a conversation separate from the finances, we want to get to know you and what is important to you. Through our initial conversations, we will be able to formulate the strategies that are appropriate for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or navigating a major life transition. For us, planning means more than providing our clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve.
Behind our team stands Morgan Stanley’s broader firm with meaningful intelligence about every major asset class and a presence in every major market, as well as investment research from some of the world’s most seasoned and respected investment professionals. Our clients also have access to a premier trading and execution platform and a full spectrum of investment choices.
To start the conversation today, click the link below to contact us directly!
Services Include
- Wealth ManagementFootnote1
- Retirement PlanningFootnote2
- Financial PlanningFootnote3
- Divorce Financial AnalysisFootnote4
- Alternative InvestmentsFootnote5
- Cash Management and Lending ProductsFootnote6
- AnnuitiesFootnote7
- Estate Planning StrategiesFootnote8
- Trust ServicesFootnote9
- Executive Financial ServicesFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheckLink Opens in New Tab.*
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
DIVORCE, WIDOWS, AND NAVIGATING TRANSITION
As with any major life transition, divorce and handling the death of a loved one are often tumultuous experiences and raise their own unique sets of challenges. We believe that a solid financial foundation can help you manage your financial future and simplify your financial life. The articles below offer considerations as you begin the difficult transition. We are here to help – start the conversation by clicking the “Contact Us” link above.
Divorce: Planning for a New Beginning
Major relationship transitions can be overwhelming in both a personal and practical way. Dealing with the impact of divorce on your financial life can make an emotionally difficult time even more challenging. Although it’s seldom easy, you can prepare for it.
Divorce Factsheet
Money and Divorce: 6 Financial Mistakes to Avoid
Navigating the division of assets in a divorce can be a long and difficult process. Learn how to avoid mistakes and plan for your future.
Money and Divorce
Making the Most of Your Sudden Wealth
Financial gains can take many forms:
• Legal settlements
• Proceeds from sale of a business, real estate or other assets
• Executive bonuses
• Equity Compensation
This fact sheet will help you identify the issues involved with managing, preserving and maximizing your new wealth.
Making the Most of Your Sudden Wealth• Legal settlements
• Proceeds from sale of a business, real estate or other assets
• Executive bonuses
• Equity Compensation
This fact sheet will help you identify the issues involved with managing, preserving and maximizing your new wealth.
Taking Control of Your Finances After Divorce or Death of a Spouse
Divorce or the death of a spouse can turn the best laid financial plans upside down. Here are a few considerations to help manage the transition.
Taking Control of Your FinancesResources
Our strategy leverages modern wealth tools and cutting-edge technology. By providing you with the tools you need, I can help you come one step closer to achieving your financial goals.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
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Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Today
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk Platform
Spending and Budgeting Tool
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts with our Spending and Budgeting Tool.
Tool Access
Total Wealth Tool
View all your external financial accounts directly in Morgan Stanley Online or the mobile app. By linking your accounts, you’ll benefit from more informed wealth planning, secure data access and convenient connectivity.
Learn MoreLocation
5 Concourse Parkway
Suite 2000
Atlanta, GA 30328
US
Direct:
(770) 481-1747(770) 481-1747
Meet The King and Queen Group
Mary Fazio, CFP®, CDFA®
Senior Vice President, Financial Advisor
Phone:
(770) 933-3021(770) 933-3021
Carolyn Ogletree, MBA
Registered Client Service Associate
Phone:
(770) 933-3057(770) 933-3057
About Me
Colby Craig is a Senior Portfolio Manager, Senior Vice President and Financial Advisor with The King and Queen Group at Morgan Stanley. Through careful and thoughtful planning, Colby helps his clients develop their roadmap to watch their goals become a reality. Above all, Colby believes his value add comes from simplifying the complicated and encouraging his clients to dream big and brainstorm what might initially seem intangible:
“My role allows me to share in some of the best years of my clients’ lives. Sharing their aspirations for the future and then watching those aspirations become reality is one of the most enjoyable parts of my job.”
Colby began his career in financial advising in 1998 when he joined Merrill Lynch. After more than 25 years in the business, he joined Morgan Stanley in 2024 alongside his team to continue to further his practice. A graduate of University of Tennessee, Colby holds his CERTIFIED FINANCIAL PLANNER and Chartered Retirement Plan Counselor designations as well as his insurance licenses.
Outside of the office, Colby is involved with Rotary and stays connected with his community by serving on various boards and committees of his kids’ schools and sports teams. In addition to remaining active through volunteering and focusing mostly on his kids’ activities, Colby also enjoys motorsports and golfing.
“My role allows me to share in some of the best years of my clients’ lives. Sharing their aspirations for the future and then watching those aspirations become reality is one of the most enjoyable parts of my job.”
Colby began his career in financial advising in 1998 when he joined Merrill Lynch. After more than 25 years in the business, he joined Morgan Stanley in 2024 alongside his team to continue to further his practice. A graduate of University of Tennessee, Colby holds his CERTIFIED FINANCIAL PLANNER and Chartered Retirement Plan Counselor designations as well as his insurance licenses.
Outside of the office, Colby is involved with Rotary and stays connected with his community by serving on various boards and committees of his kids’ schools and sports teams. In addition to remaining active through volunteering and focusing mostly on his kids’ activities, Colby also enjoys motorsports and golfing.
Securities Agent: AR, VA, ME, GA, MS, WA, OR, OK, IL, TN, NJ, ND, FL, CT, PA, NH, CO, NV, DC, NC, MI, CA, NY, TX, SC; General Securities Representative; Investment Advisor Representative
NMLS#: 544715
NMLS#: 544715
About Me
Mary Fazio, CFP® CDFA® is a Senior Vice President and Financial Advisor with at Morgan Stanley. A seasoned financial professional with over 25 years of experience, Mary approaches her relationships with gained wisdom and empathy. She believes in the power of dialogue, which helps to draw out how people feel about their financial life:
“Wealth is a sensitive topic. Helping people unpack their goals and current financial positioning enables them to uncover the unknows and ultimately provides peace of mind once we design a plan.”
Mary has a particular focus on women going through life transitions, such as planning for retirement, and those facing divorce or the death of a spouse. With clear and caring communication, she strives to provide her clients with the necessary support to tackle life’s toughest challenges.
Upon her graduation from Boston College in 1995, Mary joined Chase Manhattan Bank in New York City. Mary worked in Institutional Equity Research Sales for 18 years at J.P. Morgan and Oppenheimer & Co., before returning to Wealth Management in 2018 as a Financial Advisor. When she and her husband moved their family to Atlanta during the pandemic in 2020, to be closer to her husband’s family, she joined Merrill Lynch Wealth Management. She joins Morgan Stanley in 2024 to further her practice.
Mary holds the CERTIFIED FINANCIAL PLANNER™ certification, and she is a Certified Divorce Financial Analyst® professional. She also obtained the Life & Health Insurance and Variable Annuities licenses.
Outside of her role as a financial advisor, Mary was one of thirty-five professionals to complete the 2024 Leadership North Fulton Program, run by the Greater North Fulton Chamber of Commerce, where she met with leaders in government, business, and non-profit organizations to learn about the region’s economic drivers and contribute her perspective. Mary leads a very active lifestyle that includes tennis and group fitness classes. She enjoys spending time with her husband, two teenage boys, and their Labrador Retriever.
CDFA® and Certified Divorce Financial Analyst® are trademarks of The Institute for Divorce Financial Analysts™
“Wealth is a sensitive topic. Helping people unpack their goals and current financial positioning enables them to uncover the unknows and ultimately provides peace of mind once we design a plan.”
Mary has a particular focus on women going through life transitions, such as planning for retirement, and those facing divorce or the death of a spouse. With clear and caring communication, she strives to provide her clients with the necessary support to tackle life’s toughest challenges.
Upon her graduation from Boston College in 1995, Mary joined Chase Manhattan Bank in New York City. Mary worked in Institutional Equity Research Sales for 18 years at J.P. Morgan and Oppenheimer & Co., before returning to Wealth Management in 2018 as a Financial Advisor. When she and her husband moved their family to Atlanta during the pandemic in 2020, to be closer to her husband’s family, she joined Merrill Lynch Wealth Management. She joins Morgan Stanley in 2024 to further her practice.
Mary holds the CERTIFIED FINANCIAL PLANNER™ certification, and she is a Certified Divorce Financial Analyst® professional. She also obtained the Life & Health Insurance and Variable Annuities licenses.
Outside of her role as a financial advisor, Mary was one of thirty-five professionals to complete the 2024 Leadership North Fulton Program, run by the Greater North Fulton Chamber of Commerce, where she met with leaders in government, business, and non-profit organizations to learn about the region’s economic drivers and contribute her perspective. Mary leads a very active lifestyle that includes tennis and group fitness classes. She enjoys spending time with her husband, two teenage boys, and their Labrador Retriever.
CDFA® and Certified Divorce Financial Analyst® are trademarks of The Institute for Divorce Financial Analysts™
Securities Agent: CO, NY, MS, PA, ME, FL, AR, AL, SC, NJ, IL, GA, VA, TX, TN, NV, DC, OK, MI, CT, CA, NH, WA, MA, OR, ND, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 2167209
NMLS#: 2167209
About Carolyn Ogletree, MBA
Carolyn Ogletree is a Registered Client Service Associate with The King and Queen Group at Morgan Stanley. Through a customized and proactive approach, Carolyn tackles client needs through identifying probable solutions and providing access to firm resources. Providing quality service allows her to strengthen the relationships she has with clients, making up a foundational pillar to her work.
"I enjoy educating our clients and helping them to make informed decisions in an effort to reach their financial goals."
Prior to her career in Wealth Management, Carolyn worked for the University System of Georgia as a Budget Analyst. Her past experience provided her with an analytical skillset, which proved to be beneficial in her work today. With more than 15 years of experience, Carolyn joined Morgan Stanley in 2024 alongside the rest of her team.
Outside of the office, Carolyn resides in Douglasville, GA with her husband. A mother to two grown children and grandmother to four grandchildren, she enjoys spending time with family. When not with the grandkids, Carolyn and her husband are members of a motorcycle club and enjoy riding on the weekends. She regularly enjoys fitness, reading and going to concerts.
"I enjoy educating our clients and helping them to make informed decisions in an effort to reach their financial goals."
Prior to her career in Wealth Management, Carolyn worked for the University System of Georgia as a Budget Analyst. Her past experience provided her with an analytical skillset, which proved to be beneficial in her work today. With more than 15 years of experience, Carolyn joined Morgan Stanley in 2024 alongside the rest of her team.
Outside of the office, Carolyn resides in Douglasville, GA with her husband. A mother to two grown children and grandmother to four grandchildren, she enjoys spending time with family. When not with the grandkids, Carolyn and her husband are members of a motorcycle club and enjoy riding on the weekends. She regularly enjoys fitness, reading and going to concerts.
Contact Colby Craig
Contact Mary Fazio
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The King and Queen Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards DisclosuresLink Opens in New Tab
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards DisclosuresLink Opens in New Tab
CRC 6491812 (04/2024)
