Jill Bracci, CFP®
First Vice President, Financial Advisor, Portfolio Manager
Phone:
(937) 312-2242(937) 312-2242
The Bracci Stuart Group at Morgan Stanley
Direct:
(937) 312-2242(937) 312-2242
Our Mission Statement
Comprehensive advice to build generational wealth for you and your family.
Our Story and Services
At Morgan Stanley, we believe in the importance of identifying financial solutions through a comprehensive understanding of each client’s situation, goals, objectives, and risk tolerance. Our approach follows a disciplined process that allows us to collaborate with you in crafting a solution tailored to meet your individual financial needs.
Firstly, we delve into a thorough understanding of your financial goals and objectives. Following this, we carefully review and analyze your current financial situation. Armed with this information, we proceed to identify and tailor solutions designed to meet your unique needs. The next step involves implementing your customized strategy, which includes personalized services and benefits.
As part of our commitment, we regularly review your strategy, scheduling periodic meetings to discuss your evolving goals and needs. Regardless of your financial goal—whether it’s growing, preserving, or passing on your wealth—you can rely on us to provide a strategy that is personal, highly individualized, and dedicated to your financial success.
Our approach is flexible, adapting to changes in your life and priorities over time. It is also comprehensive, covering a broad array of investment products and services. Moreover, it comes with preferred benefits tied to your valued status with us. At Morgan Stanley, we are here to guide you through a financial strategy that aligns seamlessly with your objectives and ensures your success.
Firstly, we delve into a thorough understanding of your financial goals and objectives. Following this, we carefully review and analyze your current financial situation. Armed with this information, we proceed to identify and tailor solutions designed to meet your unique needs. The next step involves implementing your customized strategy, which includes personalized services and benefits.
As part of our commitment, we regularly review your strategy, scheduling periodic meetings to discuss your evolving goals and needs. Regardless of your financial goal—whether it’s growing, preserving, or passing on your wealth—you can rely on us to provide a strategy that is personal, highly individualized, and dedicated to your financial success.
Our approach is flexible, adapting to changes in your life and priorities over time. It is also comprehensive, covering a broad array of investment products and services. Moreover, it comes with preferred benefits tied to your valued status with us. At Morgan Stanley, we are here to guide you through a financial strategy that aligns seamlessly with your objectives and ensures your success.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
PLAN YOUR LEGACY
Our practice is committed to addressing the needs of all generations within the families we serve.
You’ve Been Named Executor of a Parent’s Will
If you've been named the executor under your parent's Last Will and Testament (the "Will"), it quickly becomes apparent that it's a role with both emotional and administrative tasks. As the executor, you've been entrusted with the responsibility of carrying out a parent's last wishes. Knowing and understanding the responsibilities involved with overseeing the estate process is the first step to being prepared.
Here are Some Key Guidelines
Behavioral Finance
While people are supposed to act in their own self-interest and make logical decisions, human beings are much more inclined to act emotionally when it comes to money – that's the core principle behind a school of thought called Behavioral Investing.
Learn the Triggers You Should Watch out for
Top Cybersecurity Terms You Need to Know
Having a basic understanding of cyber terminology and jargon—and staying up to date about new schemes—can go a long way towards keeping your money, identity, and family safe.
Read More Here
Caring For Your Aging Parents
We can assist with preparing for future care and protecting what your parents have dedicated their lives to build. There will come a time when your parents need your help. We have helped our clients identify the signs and the required steps for supporting their aging family members
Check out this Guide
Good Habits for Raising Money-Savvy Children
As children mature beyond stashing coins in piggy banks and begin managing their own money through more sophisticated vehicles like savings accounts, here are 3 tips to help them build good financial habits.
Click Here to Read More
Education Saving Planning
Within the context of your overall wealth strategy, we are here to help you plan for future education expenses using best practices and presenting you with appropriate options for your college savings strategy.
There is more to a 529 plan than you may knowMODERN WEALTH MANAGEMENT TOOLS
Morgan Stanley's suite of Modern Wealth Management Tools allows advisors to offer more customized and comprehensive advice than anywhere else. These tools' ease of use allows for a more in-depth view of a client's financial life to be taken, resulting in better service and more well-rounded advice.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
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Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Learn More
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Visit our Security Center
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Today
A $695 Annual Engagement Bonus
For eligible Platinum CashPlus brokerage account clients with The Platinum Card® from American Express, exclusively for Morgan Stanley. Certain Morgan Stanley Debit Cardholders may also qualify. Terms apply.
Click Here to Learn More
Morgan Stanley Blue Cash Preferred® American Express Card
A very welcoming offer. Earn a $250 statement credit with the Morgan Stanley Blue Cash Preferred® American Express Card.
Terms apply. Learn more.ARE YOUR PREPARED?
Planning for retirement often requires us to ask ourselves the most difficult, personal questions: How much money do I need to live? How long will I live? Generic approaches to retirement planning too often lack the crucial details and unique circumstances of each client that are critical for reaching and sustaining a fruitful retirement.
401(k) Rollovers
Rollovers can be beneficial to you in several ways. It can help simplify your life by consolidating your assets. We can ensure that there is no risky overlap or concentration insecurities. We can make taking required minimum distributions easier. You also have the full suite of an open platform from which to choose investments from.
Learn More
Qualified Retirement Plan Distributions
Qualified Retirement Plan Distributions
After participating in your employer's retirement plan, you have likely earned a vested interest in all or part of your benefits including contributions made by you, your employer, and any growth in value of your account. What should you do with it?
Our team will help you explore the options that are available to you that help minimize taxation and maximize liquidity to fund the retirement that you deserve.
Options For Your DistributionsAfter participating in your employer's retirement plan, you have likely earned a vested interest in all or part of your benefits including contributions made by you, your employer, and any growth in value of your account. What should you do with it?
Our team will help you explore the options that are available to you that help minimize taxation and maximize liquidity to fund the retirement that you deserve.
Understand Your 401(k)
Many companies offer a 401(k) plan to help their employees save for retirement. This is a simple, convenient, and powerful retirement planning vehicle that can help you start investing early and automatically. If you’re not taking advantage of this, now is the time to start!
The Key Benefits of a 401(k) Plan
Planning for the Rising Costs of Healthcare
Healthcare costs are rising, especially for retirees, and many will need Long Term Care. We will work together to take steps to minimize your financial exposure to unwanted medical costs so you can afford your desired lifestyle after your working years.
The Rising Costs of HealthcareRESEARCH & RESOURCES
Morgan Stanley provides clients with resources meant to transform complex financial analysis and research into concise and easily digestible content. The links below offer insight into the modern market and economic landscape.
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. Members can enjoy special discounts and timely insights to support them at home and beyond.
View Offers from Reserved Living & Giving
Thoughts on the Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out the Latest Episode
Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
Morgan Stanley Portfolio Insights
Global Investment Committee Monthly Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read the Latest Report
2024 Tax Tables
If you are interested in seeing the updated tax tables and other details for 2023, see all additional information here.
View the 2024 Tax Tables Here
Planning for Life After Selling Your Business
Selling your business is a huge life milestone. We can help guide you through the process, so that you’re able to enjoy the rewards you’ve worked so hard for.
Learn More
Wealth and Estate Planning Series
Explore a series of educational videos covering topics such as Foundational Estate Planning Documents, Estate & Gift Taxes, Grantor Retained Annuity Trusts (GRATs), Irrevocable Life Insurance Trusts and more.
Learn MoreLocation
7777 Washington Village Dr
Ste 100
Dayton, OH 45459
US
Direct:
(937) 312-2242(937) 312-2242
Fax:
(937) 949-6302(937) 949-6302
Meet The Bracci Stuart Group
James Stuart
Financial Advisor, Portfolio Manager
Phone:
(937) 312-2243(937) 312-2243
Nate Bracci
Financial Advisor, Financial Planning Specialist
Phone:
(937) 312-2243(937) 312-2243
Sydney Cotton
Portfolio Associate
Phone:
(937) 312-2225(937) 312-2225
About Jill Bracci
Jill began her career as a Financial Advisor in 1981, 43 years ago. In 1988, she obtained her Certification as a CERTIFIED FINANCIAL PLANNER™, CFP®, from the College of Financial Planning.
In 2024, Jill has been awarded the Five Star Wealth Manager recognition in Cincinnati as published by Cincinnati Magazine. Her practice is focused on providing exceptional client service with a written plan customized to help meet the goals and objectives set forth by each client.
She currently resides in Springboro with her husband, Pat. She has two sons and three grandchildren. Her family has always been her first priority.
She is an active member of the Alois Society for Alzheimers research, plays pickleball in her spare time, an avid swimmer, scuba diver, and a black belt in Taekwondo.
2024 Star Wealth Advisor Award
This award was issued in 2024. The award was determined based on an evaluation process conducted by Five Star Professional based on objective criteria from 12/12/23 - 7/9/24.
In 2024, Jill has been awarded the Five Star Wealth Manager recognition in Cincinnati as published by Cincinnati Magazine. Her practice is focused on providing exceptional client service with a written plan customized to help meet the goals and objectives set forth by each client.
She currently resides in Springboro with her husband, Pat. She has two sons and three grandchildren. Her family has always been her first priority.
She is an active member of the Alois Society for Alzheimers research, plays pickleball in her spare time, an avid swimmer, scuba diver, and a black belt in Taekwondo.
2024 Star Wealth Advisor Award
This award was issued in 2024. The award was determined based on an evaluation process conducted by Five Star Professional based on objective criteria from 12/12/23 - 7/9/24.
Securities Agent: MI, LA, IA, IN, CO, ID, MS, AZ, GA, CA, OH, MO, MD, DE, ME, VA, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 590770
NMLS#: 590770
About James Stuart
James is a Financial Advisor with The Bracci Stuart Group at Morgan Stanley. As the Portfolio Manager, his main goal is to provide our clients with a comprehensive, multi-generational, monitored, goals-based wealth management strategy. James, and the team, work with individuals, families, small businesses, and nonprofit organizations.
Graduating with a B.A. in Audio Engineering and beginning his career in Audio Production, James changed direction and decided to enter the financial services industry in 2016 to better provide for his family. He spent three years in an administrative role to better understand the business. While in this role he obtained his Series 7, 65, and 63 licenses.
Outside of the office, James is a family man, an active Rotarian, and sits on the board of the Springboro Clearcreek Baseball Association. He resides in Springboro with his wife, Lauren, three children, and two dogs. In his spare time, he enjoys spending time with family, golfing, traveling, and watching sports.
Graduating with a B.A. in Audio Engineering and beginning his career in Audio Production, James changed direction and decided to enter the financial services industry in 2016 to better provide for his family. He spent three years in an administrative role to better understand the business. While in this role he obtained his Series 7, 65, and 63 licenses.
Outside of the office, James is a family man, an active Rotarian, and sits on the board of the Springboro Clearcreek Baseball Association. He resides in Springboro with his wife, Lauren, three children, and two dogs. In his spare time, he enjoys spending time with family, golfing, traveling, and watching sports.
Securities Agent: ID, FL, ME, MI, IN, AZ, IA, CA, GA, DE, CO, OH, MS, MD, LA, VA, MO; General Securities Representative; Investment Advisor Representative
NMLS#: 1913317
NMLS#: 1913317
About Nate Bracci
Nate is a Financial Advisor with the Bracci Stuart Group at Morgan Stanley. He strives to provide clarity and organization to his clients’ financial picture by learning about their goals and objectives.
Nate graduated with honors in Cellular Molecular Neuroscience from The Ohio State University. While at Ohio State, he volunteered more than 2,000 hours as a crisis counselor with Crisis Text Line. Shortly after graduation, he decided to join hands with The Bracci Stuart Group at Morgan Stanley to help individuals find financial freedom. He has since acquired his Series 7 and Series 66 licenses, as well as his Financial Planning Specialist certification.
When not working, Nate competes in chess, practices Brazilian Jiu Jitsu, and participates in his local Rotary club. Nate married his wife McKala in September of 2024, and they have a one-year-old ragdoll cat named Marshmallow.
Nate graduated with honors in Cellular Molecular Neuroscience from The Ohio State University. While at Ohio State, he volunteered more than 2,000 hours as a crisis counselor with Crisis Text Line. Shortly after graduation, he decided to join hands with The Bracci Stuart Group at Morgan Stanley to help individuals find financial freedom. He has since acquired his Series 7 and Series 66 licenses, as well as his Financial Planning Specialist certification.
When not working, Nate competes in chess, practices Brazilian Jiu Jitsu, and participates in his local Rotary club. Nate married his wife McKala in September of 2024, and they have a one-year-old ragdoll cat named Marshmallow.
Securities Agent: AZ, MI, OH, ID, IA, DE, VA, ME, MO, FL, CO, CA, LA, IN, MS, GA, MD; General Securities Representative; Investment Advisor Representative
About Sydney Cotton
Sydney started in the financial industry in 2014 and joined Morgan Stanley in January 2018. She graduated from Wright State University with a dual bachelor's degree in Human Resources and Business Management. Outside of work she enjoys reading, traveling, spending time with her husband, Alex, and their two dachshunds, Lola and Blue.
Contact Jill Bracci
Contact James Stuart
Wealth Management
From Our Team
2024 Global Economic Midyear Outlook
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Bracci Stuart Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
